7085 Derby Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 7085 Derby Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,893 sqft · built 1994
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2019)
Tax Bill	$8,407 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-000-024`

Property Details

APN / Parcel Number

Primary APN	`038-000-024`
Alternative APNs	`000000048495` `0000200914` `038 024`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,893 sqft Living Area
1st Floor Area	1,951 sqft
Basement Area	1,951 sqft
Utility Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,904 sqft
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	Deck Area
Patio Area	519 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000200914
Street Address	7085 DERBY CT
City	CUMMING
State	GA
Zip	30040-6257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1R
Legal Description	2-1 392 LT21 BELMONT DWNS
Legal Subdivision	BELMONT DOWNS
Legal Block	1
Legal Lot Number	21
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1004
Census Tract	130304

Owner

7085 Derby Ct is owned and occupied by two individuals who bought it in June 2019.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7085 DERBY CT, CUMMING, GA 30040-6257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS
Jun 21, 2019	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG
Feb 7, 2019	Deed in Lieu of Foreclosure, Foreclosure STEWART TITLE
Feb 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Prior Sale	Nov 27, 2018 · Amount on File
Deed Document Number	20196000
Deed Book / Page	8928 / 731
Prior Transfer Date	Dec 30, 2003
Prior Transfer Doc	0031830397
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	7085 DERBY CT, CUMMING, GA 30040-6257
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7085 DERBY CT, CUMMING, GA 30040-6257

Mortgage

Document Number	0105170000000561
Date	Dec 9, 2021
Book Page	0000010517/0000000561

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 21, 2019
Property Address	7085 DERBY CT, CUMMING, GA 30040-6257
Document Number	0089280731
Book / Page	008928 / 000731
Instrument Date	Jun 20, 2019
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7085 DERBY CT CUMMING GA 300406257, CUMMING, GA 30040-6257

Mortgage

Document Number	89280733
Date	Jun 21, 2019
Book Page	008928/000733

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

February 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	FORSYTH GA
Recording Date	Feb 7, 2019
Property Address	7085 DERBY CT, CUMMING, GA 30040-6257
Document Number	0087940597
Book / Page	008794 / 000597
Instrument Date	Dec 27, 2018
Transaction Type	Foreclosure
Record Updated	Feb 14, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$332.29
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 7, 2019
Property Address	7085 DERBY CT, CUMMING, GA 30040-6257
Document Number	0087940595
Book / Page	008794 / 000595
Instrument Date	Mar 2, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7085 DERBY CT CUMMING GA 300406257, CUMMING, GA 30040-6257

Tax Assessment & Valuation

The 2025 property tax bill for 7085 Derby Ct was $8,407, up 5% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,407.00 (+5.05%)	$342,840 Land $81,356 Building $261,484	$857,100 Land $203,390 Building $653,710
2024	$8,003.00 (+27.66%)
2023	$6,269.00 (+5.95%)	$254,720 (+28.28%) Land $78,672 Building $176,048	$636,800 (+28.28%) Land $196,680 Building $440,120
2022	$5,917.00	$198,568 Land $59,600 Building $138,968	$496,420 Land $149,000 Building $347,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7085 Derby Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7085 Derby Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Derby Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures