7075 Derby Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 7075 Derby Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,028 sqft · built 1988
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,783 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-000-023`

Property Details

APN / Parcel Number

Primary APN	`038-000-023`
Alternative APNs	`000000018375` `0000166927` `038 023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,028 sqft Living Area
1st Floor Area	1,043 sqft
Utility Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	53,579 sqft
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	183 sqft
Deck Area	Deck Area
Patio Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000166927
Street Address	7075 DERBY CT
City	CUMMING
State	GA
Zip	30040-6257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1R
Legal Description	2-1 392 LT22 BELMONT DWNS
Legal Subdivision	BELMONT DOWNS
Legal Block	1
Legal Lot Number	22
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1004
Census Tract	130304

Owner

7075 Derby Ct is owned and occupied by two individuals who acquired it in August 2002.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7075 DERBY CT, CUMMING, GA 30040-6257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 2, 2002
Transfer Doc	2381000756
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	7075 DERBY CT, CUMMING, GA 30040-6257
Document Number	0095300398
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7075 DERBY CT CUMMING GA 300406257, CUMMING, GA 30040-6257

Mortgage

Document Number	0095300398
Date	Aug 11, 2020
Book Page	009530/000398

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7075 Derby Ct was $6,783.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,783.00	$276,636 Land $67,160 Building $209,476	$691,590 Land $167,900 Building $523,690
2023	$5,798.00 (+5.3%)	$235,564 (+28.05%) Land $64,944 Building $170,620	$588,910 (+28.05%) Land $162,360 Building $426,550
2022	$5,506.00	$183,964 Land $49,200 Building $134,764	$459,910 Land $123,000 Building $336,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7075 Derby Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7075 Derby Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Derby Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures