Black Hawk County property record for 708 W 3rd St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,069 sqft · built 1891 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Sep 2025) |
| Tax Bill | $448 (2022) |
| Deeds & Mortgages | Feb 2018 Mortgage Sep 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-183-004 |
| Primary APN | 8913-26-183-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,069 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Basement Area | 930 sqft |
| Unfinished Basement | 930 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 267 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 8913-26-183-004 |
|---|---|
| Street Address | 708 W 3RD ST |
| City | WATERLOO |
| State | IA |
| Zip | 50701-5942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEAVITTS ADDITION LOT 6 BLK 7 EXC NWLY 45 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | LEAVITTS ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 300 |
Source: Black Hawk County records · APN 8913-26-183-004
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 708 W 3RD ST, WATERLOO, IA 50701-5942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 02, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Sep 24, 2025 | Warranty Deed, Transfer · Line of Credit IOWA HEARTLAND HABITAT HUMANITY |
| Feb 21, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Deed Document Number | 202514014 |
| Prior Transfer Date | Feb 17, 2025 |
| Prior Transfer Doc | 0202502412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 708 W 3RD ST, WATERLOO, IA 50701-5942 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201800012881 |
|---|---|
| Date | Feb 02, 2018 |
| Instrument | 201800012881 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Jan 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 24, 2025 |
| Property Address | 708 W 3RD ST, WATERLOO, IA 50701-5942 |
| Document Number | 0202514014 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025-14014 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 708 W 3RD ST, WATERLOO, IA 50701-5942 |
| Document Number | 0202514015 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-14015 |
| Name | IOWA HEARTLAND HABITAT HUMANITY |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 21, 2025 |
| Property Address | 708 W 3RD ST, WATERLOO, IA 50701-5942 |
| Document Number | 0202502412 |
| Instrument Date | Feb 17, 2025 |
| Instrument | 2025-02412 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 803 W 5TH ST, WATERLOO, IA 50702-2125 |
| Investor | Possibly a Property Investor |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,070 (-24.7%) Land $8,100 Building $8,970 | $17,070 (-24.7%) Land $8,100 Building $8,970 | |
| 2023 | $22,670 (+11.18%) Land $9,180 Building $13,490 | $22,670 (+11.18%) Land $9,180 Building $13,490 | |
| 2022 | $448.00 | $20,390 Land $9,180 Building $11,210 | |
| 2021 | $20,390 Land $9,180 Building $11,210 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: AMG Technology Investment Group, AT&T, LTD Broadband, T-Mobile USA, Verizon.
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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