703 Seagate Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 703 Seagate Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Mar 2019)
Tax Bill	$9,084 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Aug 2018 Line of Credit
APN	`03-23-0-113-019`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-113-019`

Exterior

Effective Year Built	Effective 2019
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	703 SEAGATE DR
City	O FALLON
State	IL
Zip	62269-7444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS 3RD ADD LOT 263 A02605794
Legal Subdivision	SAVANNAH HILLS 3RD ADD
Legal Lot Number	263
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 SEAGATE DR, O FALLON, IL 62269-7444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK
Aug 27, 2018	Grant Deed, Construction Loan · Line of Credit FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Aug 27, 2018
Deed Document Number	20192605794
Prior Transfer Date	Aug 1, 2018
Prior Transfer Doc	00A2588161
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 6, 2019
Property Address	703 SEAGATE DR, O FALLON, IL 62269-7444
Document Number	00A2605794
Instrument Date	Mar 4, 2019
Instrument	2605794
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 SEAGATE DR O FALLON IL 622697444, O FALLON, IL 62269-7444

Mortgage

Document Number	A2605795
Date	Mar 6, 2019
Instrument	2605795

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 27, 2018
Property Address	703 SEAGATE DR, O FALLON, IL 62269-7444
Document Number	00A2588161
Instrument Date	Aug 21, 2018
Instrument	2588161
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	TITLE PROFESSIONALS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 W HIGHWAY 50 O FALLON IL 622691942, O FALLON, IL 62269-1942

Mortgage

Document Number	A2588162
Date	Aug 27, 2018
Instrument	2588162

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 26, 2020

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,084.00	$128,854 (+28.5%) Land $25,552 Building $103,302	$386,562 (+28.5%) Land $76,656 Building $309,906
2022		$100,279 Land $20,124 Building $80,155	$300,837 Land $60,372 Building $240,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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