708 S Denny St, Howe, TX 75459 Property Records

Grayson County property record for 708 S Denny St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,375 sqft · built 1999
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,746 (Jun 2022)
Tax Bill	$4,895 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H004 591302703`

Property Details

APN / Parcel Number

Primary APN	`H004 591302703`
Alternative APN	`152699`

Interior

Stories	1 Story
Building Area	1,375 sqft Living Area
Gross Area	1,795 sqft
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Utility Building	160 sqft

Location & Zoning

Street Address	708 S DENNY ST
City	HOWE
State	TX
Zip	75459-4599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNSPIGERS W D ADDN, BLOCK 8, LOT S 10 FT OF 2 ALL OF 3 & N 15 FT OF 4
Legal Subdivision	ARNSPIGERS W D ADDN
Legal Block	8
Legal Lot Number	S
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3029
Census Tract	1801

Owner

Source: Grayson County records, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 S DENNY ST, HOWE, TX 75459-4599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 3, 2022	Vendor's Lien, Transfer · Line of Credit HAPPY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	202218786
Prior Transfer Date	Feb 23, 2012
Prior Transfer Doc	0000003610
Record Updated	Sep 20, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 1, 2022
Property Address	708 S DENNY ST, HOWE, TX 75459-4599
Document Number	0000018786
Map Reference	VOL 170 PG 255
Instrument Date	May 31, 2022
Instrument	2022-18786
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 S DENNY ST, HOWE, TX 75459-4599

Mortgage

Document Number	0000018787
Date	Jun 1, 2022
Instrument	2022-18787

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 3, 2022
Property Address	708 S DENNY ST, HOWE, TX 75459-4599
Document Number	0000007068
Map Reference	VOL 170 PG 255
Instrument Date	Mar 1, 2022
Instrument	2022-7068
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 W WALNUT ST UNIT 117, 117, CELINA, TX 75009-9404

Mortgage

Document Number	0000007069
Date	Mar 3, 2022
Instrument	2022-7069

Lender

Name	HAPPY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,553 (-1.07%) Land $61,425 Building $227,128	$288,553 (-1.07%) Land $61,425 Building $227,128
2024	$4,895.00 (+34.29%)
2023		$291,671 Land $59,175 Building $232,496	$291,671 Land $59,175 Building $232,496
2022	$3,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2007–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink.

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