804 S Denny St, Howe, TX 75459 Property Records

Grayson County property record for 804 S Denny St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,041 sqft · built 1950
Lot Size	0.398 acres (17,319 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2022)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H004 0544047`

Property Details

APN / Parcel Number

Primary APN	`H004 0544047`
Alternative APN	`152622`

Interior

Stories	1 Story
Building Area	1,041 sqft Living Area
Gross Area	1,391 sqft
1st Floor Area	1,041 sqft
Utility Area	64 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1977
Lot Area	17,319 sqft (0.398 acres)
Lot Dimensions	197 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	804 S DENNY ST
City	HOWE
State	TX
Zip	75459-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0544 HAINING J A-G0544, ACRES .3976
Legal Subdivision	HAINING J A-G0544
Legal Tract	93
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3030
Census Tract	1801

Owner

804 S Denny St is owned and occupied by an individual who bought it in October 2022.

Source: Grayson County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	804 S DENNY ST, HOWE, TX 75459-4521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 12, 2019	Loan Modification, Mortgage WELLS FARGO BK
Feb 12, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Apr 1, 2011 · Amount on File
Deed Document Number	202234693
Prior Transfer Date	Mar 25, 2011
Prior Transfer Doc	0000006227
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	804 S DENNY ST, HOWE, TX 75459-4521
Transaction Type	Mortgage
Record Updated	Nov 4, 2022
Title Company	SENDERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025056
Date	Jul 25, 2022
Instrument	2022-25056

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Oct 20, 2022
Property Address	804 S DENNY ST, HOWE, TX 75459-4521
Document Number	0000034694
Map Reference	VOL 2776 PG 570
Instrument Date	Oct 17, 2022
Instrument	2022-34694
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S DENNY ST, HOWE, TX 75459-4521

Mortgage

Document Number	0000034695
Date	Oct 20, 2022
Instrument	2022-34695

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	804 S DENNY ST, HOWE, TX 75459-4521
Document Number	0000005486
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S DENNY ST HOWE TX 754594521, HOWE, TX 75459-4521

Mortgage

Document Number	0000005486
Date	Mar 15, 2019
Instrument	5486

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Interest

Rate	5.12%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	804 S DENNY ST, HOWE, TX 75459-4521
Document Number	0000004495
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S DENNY ST HOWE TX 754594521, HOWE, TX 75459-4521

Mortgage

Document Number	0000004495
Date	Mar 4, 2019
Instrument	4495

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 804 S Denny St was $1,569 with a homeowner's exemption, down 31.9% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,569.00 (-31.93%) Homeowner's exemption	$156,348 Land $81,921 Building $74,427	$156,348 Land $81,921 Building $74,427
2024	$2,305.00
2023		$154,735 Land $79,323 Building $75,412	$154,735 Land $79,323 Building $75,412
2022	$1,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 S Denny St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2007–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 S Denny St is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
ElektraFi Fixed Wireless	400 / 60
TekWav Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink, Verizon.

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