604 S Denny St, Howe, TX 75459 Property Records

Grayson County property record for 604 S Denny St, Howe, TX 75459

Property Summary

Property TypeDuplex
Details2,100 sqft · built 1988
Lot Size0.241 acres (10,498 sqft)
OwnerCompany Name on File
Last Sale$1,043,900 (Feb 2026)
Tax Bill$4,297 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNH004 591301901

Property Details

APN / Parcel Number

Primary APNH004 591301901
Alternative APN
  • 152687

Interior

Units2 Units
Stories1 Story
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2003
Architectural StyleDuplex Single
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft

Location & Zoning

Street Address604 S DENNY ST
CityHOWE
StateTX
Zip75459-4545
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionARNSPIGERS W D ADDN, BLOCK 5, LOT W 140 FT OF 3 & S1/2 OF 2, ACRES .241
Legal SubdivisionARNSPIGERS W D ADDN
Legal Block5
Legal Lot NumberW
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group3
Census Block3020
Census Tract1801

Owner

Source: Grayson County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address538 WORTHAM RD, WHITEWRIGHT, TX 75491-5978
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 9, 2026 · Amount on Record
Deed SaleFeb 9, 2026 · Amount on Record
Prior SaleDec 6, 2004 · Amount on Record
Deed Document Number20262911
Prior Transfer DateFeb 2, 2026
Prior Transfer Doc0000002911
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address604 S DENNY ST, HOWE, TX 75459-4545
Document Number0000011509
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 GOLDEN RD SHERMAN TX 750907511, SHERMAN, TX 75090-7511

Mortgage

Document Number0000011509
DateMay 15, 2020
Instrument11509
Lender
NameFIRST NAT'L BK/TOM BEAN
TypeBank
AddressTOM BEAN, TX 75489
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.5%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityHowe Town
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,297.00 (-5.25%)$223,398 (+0.08%) Land $74,445 Building $148,953$223,398 (+0.08%) Land $74,445 Building $148,953
2024$4,535.00 (-1.41%)
2023$223,216 Land $56,282 Building $166,934$223,216 Land $56,282 Building $166,934
2022$4,600.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2007–2025)
Claims Outside the SFHA5 of 5
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOWE
serves 4,548 people · EPA ID TX0910013
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Texoma Communications
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, ElektraFi.

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