708 Ruth Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 708 Ruth Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1998
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on File
Last Sale	$408,000 (Jul 2018)
Tax Bill	$3,157 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00REF39267`

Property Details

APN / Parcel Number

Primary APN	`00REF39267`
Alternative APNs	`06-1010-35-4-18-23-0000` `R0628643`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	726 sqft
Finished Basement	726 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,409 sqft (0.216 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REF39267
Street Address	708 RUTH DR
City	BELGRADE
State	MT
Zip	59714-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALL PARK GREENS SUB PH 2, S35, T01 N, R04 E, BLOCK 3, LOT 13, ACRES 0.216, PLAT J-223
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	BALL PARK GREENS SUB PH 2
Legal Block	3
Legal Lot Number	13
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1010
Census Tract	104

Owner

708 Ruth Dr is owned and occupied by an individual who bought it in July 2018.

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	708 RUTH DR, BELGRADE, MT 59714-8359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Prior Sale	Oct 29, 2012 · Amount on File
Deed Document Number	20188939
Prior Transfer Date	Jun 5, 2009
Prior Transfer Doc	0002339592
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	708 RUTH DR, BELGRADE, MT 59714-8359
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2715259
Date	Jan 5, 2021
Instrument	2715259

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 11, 2018
Property Address	708 RUTH DR, BELGRADE, MT 59714-8359
Document Number	2618939
Map Reference	PL J-223
Instrument Date	Jul 11, 2018
Instrument	2618939
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICNA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 RUTH DR, BELGRADE, MT 59714-8359

Mortgage

Document Number	2618940
Date	Jul 11, 2018
Instrument	2618940

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 708 Ruth Dr was $3,157, up 5.3% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,157.00 (+5.34%)	$573,200 (-)	$573,200 (-) Land $190,588 Building $382,612
2025	$2,997.00	$573,200	$573,200 Land $190,588 Building $382,612
2023	$4,525.00	$519,100	$519,100 Land $131,445 Building $387,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Ruth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 708 Ruth Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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