705 Ruth Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 705 Ruth Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,274 sqft · built 1999
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Jun 2007)
Tax Bill	$3,226 (2026)
Deeds & Mortgages	May 2005 Mortgage Aug 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00REF39264`

Property Details

APN / Parcel Number

Primary APN	`00REF39264`
Alternative APNs	`06-1010-35-4-17-13-0000` `R0628640`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,204 sqft
Finished Basement	1,204 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REF39264
Street Address	705 RUTH DR
City	BELGRADE
State	MT
Zip	59714-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALL PARK GREENS SUB PH 2, S35, T01 N, R04 E, BLOCK 2, LOT 14, ACRES 0.207, PLAT J-223
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	BALL PARK GREENS SUB PH 2
Legal Block	2
Legal Lot Number	14
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1009
Census Tract	104

Owner

705 Ruth Dr is owned and occupied by an individual who bought it in June 2007.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	705 RUTH DR, BELGRADE, MT 59714-8359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2005	Deed of Trust, Mortgage FIRST SECURITY BANK
Aug 21, 2006	Deed of Trust, Mortgage WASHINGTON MUTUAL BANK FSB
Jun 25, 2007	Intrafamily Transfer, Transfer · ARM COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2007 · Amount on File
Deed Sale	Jun 25, 2007 · Amount on File
Deed Document Number	20072270498
Prior Transfer Date	Jan 17, 2007
Prior Transfer Doc	2270498
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	705 RUTH DR, BELGRADE, MT 59714-8359
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002188537
Date	May 24, 2005
Instrument	2188537

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	208 E MAIN ST, BOZEMAN, MT 59715

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	705 RUTH DR, BELGRADE, MT 59714-8359
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002239017
Date	Aug 21, 2006
Instrument	2239017

Lender

Name	WASHINGTON MUTUAL BANK FSB
Type	Bank
Address	9451 CORBIN AVE, NORTHRIDGE, CA 91324

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2026

June 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Jun 25, 2007
Property Address	705 RUTH DR, BELGRADE, MT 59714-8359
Document Number	0002270498
Instrument Date	Jan 17, 2007
Instrument	2270498
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 RUTH DR, BELGRADE, MT 59714-8359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RUTH DR, BELGRADE, MT 59714-8359
Investor	Possibly a Property Investor

Mortgage

Document Number	0002270499
Date	Jun 25, 2007
Instrument	2270499

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	356 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	8.5%
Max Rate At Change	10%
Index	6-Month LIBOR
Max Rate	15.5%

Tax Assessment & Valuation

The 2026 property tax bill for 705 Ruth Dr was $3,226, up 4.1% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,226.00 (+4.13%)	$585,600 (-)	$585,600 (-) Land $189,353 Building $396,247
2025	$3,098.00	$585,600	$585,600 Land $189,353 Building $396,247
2023	$4,283.00	$490,500	$490,500 Land $129,780 Building $360,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Ruth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 705 Ruth Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Ruth Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures