707 Ruth Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 707 Ruth Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,612 sqft · built 1998
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$418,950 (May 2022)
Tax Bill	$3,318 (2026)
Deeds & Mortgages	May 2022 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`00REF39265`

Property Details

APN / Parcel Number

Primary APN	`00REF39265`
Alternative APNs	`06-1010-35-4-17-15-0000` `R0628641`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REF39265
Street Address	707 RUTH DR
City	BELGRADE
State	MT
Zip	59714-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALL PARK GREENS SUB PH 2, S35, T01 N, R04 E, BLOCK 2, LOT 15, ACRES 0.207, PLAT J-223
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	BALL PARK GREENS SUB PH 2
Legal Block	2
Legal Lot Number	15
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1009
Census Tract	104

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 RUTH DR, BELGRADE, MT 59714-8359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 8, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Deed Document Number	20222776165
Prior Transfer Date	Aug 18, 2020
Prior Transfer Doc	2699018
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	May 19, 2022
Property Address	707 RUTH DR, BELGRADE, MT 59714-8359
Document Number	0002776165
Map Reference	PL J-223
Instrument Date	May 16, 2022
Instrument	2776165
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 RUTH DR, BELGRADE, MT 59714-8359

Mortgage

Document Number	0002776166
Date	May 19, 2022
Instrument	2776166

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Sep 8, 2020
Property Address	707 RUTH DR, BELGRADE, MT 59714-8359
Document Number	2699018
Map Reference	PL J-223
Instrument Date	Aug 18, 2020
Instrument	2699018
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	707 RUTH DR, BELGRADE, MT 59714-8359

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,318.00 (+4.11%)	$602,400 (-)	$602,400 (-) Land $189,353 Building $413,047
2025	$3,187.00 (-34.5%)	$602,400 (+7.3%)	$602,400 (+7.3%) Land $189,353 Building $413,047
2023	$4,866.00	$561,400	$561,400 Land $129,780 Building $431,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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