708 Riverbend Rd, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 708 Riverbend Rd, Oxbow, ND 58047

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,274 sqft · built 2004
Lot Size0.69 acres (29,997 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Nov 2021)
Tax Bill$8,072 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN78-0010-01510-010

Property Details

APN / Parcel Number

Primary APN78-0010-01510-010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,274 sqft Living Area
Basement Area625 sqft
Finished Basement625 sqft
Unfinished Basement1,200 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area29,997 sqft (0.69 acres)
Garage TypeAttached
Garage Area934 sqft
PorchSlab
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address708 RIVERBEND RD
CityOXBOW
StateND
Zip58047-5015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 150 BLOCK: 0 ADDITION: OXBOW COUNTRY CLUB & ESTATES ADDITIONAL: OXBOW COUNTRY CLUB & ESTATES W1/2 OF LOT 150 & ALL LOT
Legal SubdivisionCOUNTRY CLUB
Legal Lot Number150-151
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2059
Census Tract40600

Owner

708 Riverbend Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address708 RIVERBEND RD, OXBOW, ND 58047-5015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed of Trust, Mortgage · Commercial Mortgage
TOWN & COUNTRY CU
Nov 5, 2021Warranty Deed, Transfer · Commercial Mortgage
FIRST RESOURCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2021 · Amount on File
Deed SaleNov 5, 2021 · Amount on File
Prior SaleApr 28, 2016 · Amount on File
Deed Document Number20211650577
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address708 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 RIVERBEND RD, OXBOW, ND 58047-5015

Mortgage

Document Number0001753286
DateMar 3, 2026
Instrument1753286
Lender
NameTOWN & COUNTRY CU
TypeCredit Union
AddressFARGO, ND 58104
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMar 1, 2031

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateNov 5, 2021
Property Address708 RIVERBEND RD, OXBOW, ND 58047-5015
Document Number0001650577
Instrument DateNov 5, 2021
Instrument1650577
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyTHE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address708 RIVERBEND RD, OXBOW, ND 58047-5015

Mortgage

Document Number0001650578
DateNov 5, 2021
Instrument1650578
Lender
NameFIRST RESOURCE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term84 Months
DueNov 2, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 708 Riverbend Rd was $8,072.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,072.00$347,500 Land $49,950 Building $297,550$695,000 Land $99,900 Building $595,100
2023$6,804.00$303,150 Land $37,450 Building $265,700$606,300 Land $74,900 Building $531,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 708 Riverbend Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013 · Flooding
Claims by Event
  • Flooding, May 2013 · 51 claims
  • Severe Storms And Flooding, Jun 2009 · 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Riverbend Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 87% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASS RURAL WATER DISTRICT-PHASE I
private · serves 3,658 people · EPA ID ND0901060
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20

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