680 Riverbend Rd, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 680 Riverbend Rd, Oxbow, ND 58047

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,297 sqft · built 2016
Lot Size0.508 acres (22,147 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (May 2021)
Tax Bill$4,233 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
May 2018 Second Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN78-0050-00010-000

Property Details

APN / Parcel Number

Primary APN78-0050-00010-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,297 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area22,147 sqft (0.508 acres)
Garage TypeAttached
Garage Area808 sqft

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area396 sqft
Patio Area846 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address680 RIVERBEND RD
CityOXBOW
StateND
Zip58047-7202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 1 BLOCK: 1 ADDITION: OXBOW 5TH ADDITION ADDITIONAL: OXBOW 5TH ADDN LT 1 BLK 1 **9-22-15 PLATTED FRM 78-3500-00010-000 &
Legal SubdivisionOXBOW 5TH ADDITION
Legal Block1
Legal Lot Number1
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2059
Census Tract40600

Owner

680 Riverbend Rd is owned and occupied by an individual who bought it in May 2021.

Source: Cass County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address680 RIVERBEND RD, OXBOW, ND 58047-7202
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Warranty Deed, Transfer · Conventional Mortgage
VISIONBANK OF IOWA
May 3, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST INTERNATIONAL BANK & TRUST
Mar 1, 2019Deed of Trust, Mortgage · Line of Credit
FIRST INTERNATIONAL BANK & TRUST
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2021 · Amount on File
Deed SaleMay 10, 2021 · Amount on File
Deed Document Number20211631743
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateMay 10, 2021
Property Address680 RIVERBEND RD, OXBOW, ND 58047-7202
Document Number0001631743
Instrument DateMay 7, 2021
Instrument1631743
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyTITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address680 RIVERBEND RD, OXBOW, ND 58047-7202

Mortgage

Document Number0001631744
DateMay 10, 2021
Instrument1631744
Lender
NameVISIONBANK OF IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address680 RIVERBEND RD, OXBOW, ND 58047-7202
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001536271
DateMay 3, 2018
Instrument1536271
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressMINOT, ND 58703
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueMay 1, 2028

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address680 RIVERBEND RD, OXBOW, ND 58047-7202
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001557823
DateMar 1, 2019
Instrument1557823
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressWEST FARGO, ND 58078
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueFeb 15, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address680 RIVERBEND RD, OXBOW, ND 58047-7202
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyNORTHERN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001599302
DateJul 28, 2020
Instrument1599302
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressMINOT, ND 58703
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 680 Riverbend Rd was $4,233.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,233.00$259,500 Land $40,700 Building $218,800$519,000 Land $81,400 Building $437,600
2023$5,172.00$239,600 Land $30,500 Building $209,100$479,200 Land $61,000 Building $418,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 680 Riverbend Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013 · Flooding
Claims by Event
  • Flooding, May 2013 · 51 claims
  • Severe Storms And Flooding, Jun 2009 · 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Riverbend Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 87% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASS RURAL WATER DISTRICT-PHASE I
private · serves 3,658 people · EPA ID ND0901060
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20

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