724 Riverbend Rd, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 724 Riverbend Rd, Oxbow, ND 58047

Property Summary

Property TypeOther Improved
Details6 bd · 4,500 sqft · built 2024
Lot Size0.532 acres (23,217 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (May 2021)
Tax Bill$6,458 (2025)
Deeds & MortgagesJun 2024 Construction Loan
Nov 2025 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN78-0070-00020-000

Property Details

APN / Parcel Number

Primary APN78-0070-00020-000

Interior

Bedrooms6 Beds
Total Rooms15 Rooms
Building Area4,500 sqft Living Area
Basement Area2,300 sqft
Unfinished Basement2,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeFrame
Lot Area23,217 sqft (0.532 acres)
Garage TypeAttached
Garage Area1,667 sqft

Location & Zoning

Street Address724 RIVERBEND RD
CityOXBOW
StateND
Zip58047-5015
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT: 2 BLOCK: 1 ADDITION: OXBOW 7TH ADDITION ADDITIONAL: OXBOW 7TH ADDITION LT 2 BLK 1 **5-4-16 REPLATTED FRM 78-0010-01470-000 & 78-0010-01480-010 PER PLAT DOC# 1474748
Legal SubdivisionOXBOW 7TH ADDITION
Legal Block1
Legal Lot Number2
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2059
Census Tract40600

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address724 RIVERBEND RD, OXBOW, ND 58047-5015
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2024Deed of Trust, Mortgage · Construction Mortgage
VISIONBANK OF IOWA
Nov 12, 2025Deed of Trust, Mortgage · Line of Credit
BRAVERA BANK
Aug 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
VISIONBANK OF IOWA
Mar 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
BRAVERA BANK
May 12, 2021Warranty Deed, Transfer · Commercial Mortgage
VISION BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleJan 8, 2007
Deed Document Number20211632181
Last Transfer DateNov 22, 2024
Transfer Doc0001724806
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address724 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 3RD ST, HICKSON, ND 58047-5120
InvestorPossibly a Property Investor

Mortgage

Document Number0001714286
DateJun 25, 2024
Instrument1714286
Lender
NameVISIONBANK OF IOWA
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueJul 1, 2025

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address724 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001746917
DateNov 12, 2025
Instrument1746917
Lender
NameBRAVERA BANK
TypeBank
AddressDICKINSON, ND 58601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 1, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address724 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyTITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 3RD ST, HICKSON, ND 58047-5120

Mortgage

Document Number0001741061
DateAug 19, 2025
Instrument1741061
Lender
NameVISIONBANK OF IOWA
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address724 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyTHE TITLE COMPANY/HOMESTEAD, THE TITLE COMPANY RESIDENTIA

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001754152
DateMar 16, 2026
Instrument1754152
Lender
NameBRAVERA BANK
TypeBank
AddressDICKINSON, ND 58601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2036

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateMay 12, 2021
Property Address724 RIVERBEND RD, OXBOW, ND 58047-5015
Document Number0001632181
Instrument DateMay 5, 2021
Instrument1632181
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyTHE TITLE CO RESIDENTIAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address724 RIVERBEND RD, OXBOW, ND 58047-5015
InvestorPossibly a Property Investor

Mortgage

Document Number0001632182
DateMay 12, 2021
Instrument1632182
Lender
NameVISION BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term62 Months
DueJul 15, 2026

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,458.00 (+543.87%)$280,450 (+613.61%) Land $52,350 Building $228,100$560,900 (+613.61%) Land $104,700 Building $456,200
2023$1,003.00$39,300 Land $39,300$78,600 Land $78,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013 · Flooding
Claims by Event
  • Flooding, May 2013 · 51 claims
  • Severe Storms And Flooding, Jun 2009 · 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 87% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASS RURAL WATER DISTRICT-PHASE I
private · serves 3,658 people · EPA ID ND0901060
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20

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