Baldwin County property record for 708 Oak Bluff Dr, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,489 sqft · built 1986 |
| Lot Size | 0.403 acres (17,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Apr 2021) |
| Tax Bill | $2,597 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-09-42-0-001-026.006 |
| Primary APN | 43-09-42-0-001-026.006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,489 sqft Heated Area |
| 1st Floor Area | 1,750 sqft |
| Upper Floors Area | 739 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,560 sqft (0.403 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Pool Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 377878 |
|---|---|
| Street Address | 708 OAK BLUFF DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100' X 175.6' LOT 6 UNIT 2 OAK BLUFF ESTATES SLIDE 1107B GRSEC 42 T5S-R2E (WD) |
| Legal Subdivision | OAK BLUFF ESTATES |
| Legal Block | U-2 |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10800 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 708 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK |
| Apr 7, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2017 | Deed of Trust, Mortgage · Line of Credit COMPASS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on Record |
| Deed Sale | Apr 7, 2021 · Amount on Record |
| Deed Document Number | 20211904107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 708 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 708 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Number | 0002028846 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2028846 |
| Name | CENTURY BANK |
|---|---|
| Type | Bank |
| Address | FAIRHOPE, AL 36532 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 7, 2021 |
| Property Address | 708 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Number | 0001904107 |
| Map Reference | SL 1107-B |
| Instrument Date | Apr 1, 2021 |
| Instrument | 1904107 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 HEMDON RD, CARRABELLE, FL 32322 |
| Name | Verified Name |
|---|---|
| Address | 708 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Number | 0001904108 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 1904108 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 708 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001615849 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 1615849 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | FAIRHOPE, AL 36533 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Jan 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,597.00 (+5.66%) Homeowner's exemption | ||
| 2025 | $2,458.00 (+25.86%) | $54,420 (+25.28%) Land $18,060 Building $36,360 | $544,100 (+25.31%) Land $180,600 Building $363,500 |
| 2023 | $1,953.00 (+56.62%) Homeowner's exemption | $43,440 (+44.51%) | $434,200 (+44.54%) Land $114,100 Building $320,100 |
| 2022 | $1,247.00 (-39.79%) Homeowner's exemption | $30,060 | $300,400 Land $117,300 Building $183,100 |
| 2021 | $2,071.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 84 (1979–2024) |
| Claims Outside the SFHA | 25 of 84 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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