697 Oak Bluff Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 697 Oak Bluff Dr, Daphne, AL 36526

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,628 sqft · built 2020
Lot Size0.708 acres (30,852 sqft)
OwnerIndividual Name on File
Last Sale$461,750 (Jul 2019)
Tax Bill$3,720 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN43-09-42-0-001-026.009

Property Details

APN / Parcel Number

Primary APN43-09-42-0-001-026.009
Alternative APNs
  • 359378
  • 79568

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,628 sqft Heated Area
1st Floor Area3,012 sqft
Upper Floors Area616 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area30,852 sqft (0.708 acres)
Lot Dimensions342 ft deep x 90 ft wide
Pool Area480 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number359378
Street Address697 OAK BLUFF DR
CityDAPHNE
StateAL
Zip36526-4029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90' X 342.8' IRR LOT 9 UNIT 2 OAK BLUFF ESTATES SLIDE 1107-B CITY OF DAPHNE GR SEC 42-T5S-R2E (WD/SURVIVORSHIP)
Legal SubdivisionOAK BLUFF ESTATES
Legal BlockU-2
Legal Lot Number9
Legal Unit2
JurisdictionBALDWIN AL
Township / Civil DivisionDAPHNE
Census Block Group2
Census Block2005
Census Tract10800

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address697 OAK BLUFF DR, DAPHNE, AL 36526-4029
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2020Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Jul 9, 2019Warranty Deed, Transfer · Commercial Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 9, 2019 · Amount on Record
Deed SaleJul 9, 2019 · Amount on Record
Prior SaleFeb 24, 2011 · Amount on Record
Deed Document Number20191770578
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address697 OAK BLUFF DR, DAPHNE, AL 36526-4029
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001820585
DateApr 1, 2020
Instrument1820585
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressMOBILE, AL 36602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueMar 2, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJul 9, 2019
Property Address697 OAK BLUFF DR, DAPHNE, AL 36526-4029
Document Number0001770578
Map ReferenceSL 1107-B
Instrument DateJul 5, 2019
Instrument1770578
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9301 SOLAR DR, 9301, TAMPA, FL 33619-4403

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address697 OAK BLUFF DR, DAPHNE, AL 36526-4029

Mortgage

Document Number0001770579
DateJul 9, 2019
Instrument1770579
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term10 Months
DueMay 5, 2020

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityDaphne City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,720.00 (+15.64%)$81,860 (+15.43%) Land $18,420 Building $63,440$818,500 (+15.43%) Land $184,200 Building $634,300
2023$3,217.00 (+25.76%) Homeowner's exemption$70,920 (+17.15%)$709,100 (+17.15%) Land $116,400 Building $592,700
2022$2,558.00 (+8.8%) Homeowner's exemption$60,540$605,300 Land $119,600 Building $485,700
2021$2,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims84 (1979–2024)
Claims Outside the SFHA25 of 84
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Katrina, Aug 2005 · 32 claims
  • Hurricane Ivan, Sep 2004 · 8 claims
  • Hurricane Georges, Sep 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 80% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DAPHNE, UTILITIES BOARD OF THE
serves 33,372 people · EPA ID AL0000029
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Telapex
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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