Baldwin County property record for 705 Oak Bluff Dr, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,318 sqft · built 2006 |
| Lot Size | 0.296 acres (12,911 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Nov 2021) |
| Tax Bill | $3,092 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-09-42-0-001-026.010 |
| Primary APN | 43-09-42-0-001-026.010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,318 sqft Heated Area |
| 1st Floor Area | 2,284 sqft |
| Upper Floors Area | 2,068 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,911 sqft (0.296 acres) |
| Lot Dimensions | 222 ft deep x 58 ft wide |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 227842 |
|---|---|
| Street Address | 705 OAK BLUFF DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58' X 222.6' IRR LOT 10 UNIT 2 OAK BLUFF ESTATES SLIDE 1107-B CITY OF DAPHNE GR SEC 42-T5S-R2E (WD) |
| Legal Subdivision | OAK BLUFF ESTATES |
| Legal Block | U-2 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10800 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Nov 19, 2021 | Warranty Deed, Transfer |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 20211959225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 705 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001826122 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 1826122 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | May 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 19, 2021 |
| Property Address | 705 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Number | 0001959225 |
| Map Reference | MB 5 PG 42 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 1959225 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 62 AVE, DAPHNE, AL 36526 |
| Name | Verified Name |
|---|---|
| Address | 705 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 8, 2019 |
| Property Address | 705 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Number | 0001747056 |
| Map Reference | SL 1107-B |
| Instrument Date | Mar 7, 2019 |
| Instrument | 1747056 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 WOODBRIDGE DR, 306, DAPHNE, AL 36526-4005 |
| Name | Verified Name |
|---|---|
| Address | 705 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Number | 0001747057 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 1747057 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 705 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Number | 0001701161 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 705 OAK BLUFF DR DAPHNE AL 365264038, DAPHNE, AL 36526-4038 |
| Document Number | 0001701161 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 1701161 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | FAIRHOPE, AL 36532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 10, 2025 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,092.00 (+7.1%) Homeowner's exemption | ||
| 2025 | $2,887.00 (+16.74%) | $63,740 (+16.44%) Land $14,640 Building $49,100 | $637,300 (+16.42%) Land $146,300 Building $491,000 |
| 2023 | $2,473.00 (+25.98%) Homeowner's exemption | $54,740 (+17.17%) | $547,400 (+17.19%) Land $92,400 Building $455,000 |
| 2022 | $1,963.00 (+8.57%) Homeowner's exemption | $46,720 | $467,100 Land $94,300 Building $372,800 |
| 2021 | $1,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 84 (1979–2024) |
| Claims Outside the SFHA | 25 of 84 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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