Okaloosa County property record for 704 Main St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,946 sqft · built 1981 |
| Lot Size | 0.238 acres (10,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (May 2024) |
| Tax Bill | $1,617 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4881-9 |
| Primary APN | C56-000-590-4881-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,946 sqft Heated Area |
| Gross Area | 2,600 sqft |
| 1st Floor Area | 1,706 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 10,382 sqft (0.238 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Finished |
| Garage Area | 504 sqft |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 704 MAIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE VILLAGE LOT 7 BLK E |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | LAKESIDE VILLAS |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 704 MAIN ST, DESTIN, FL 32541-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 19, 2019 | Warranty Deed, Transfer · VA Mortgage FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | Apr 29, 2021 · Amount on Record |
| Deed Document Number | 3689467 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 29, 2021 |
| Property Address | 704 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0035430882 |
| Book / Page | 3543 / 882 |
| Map Reference | MB 5 PG 142 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 3451020 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3993 INDIAN TRL, 3993, DESTIN, FL 32541-4330 |
| Name | Verified Name |
|---|---|
| Address | 704 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 3543884 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 3543/884 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 704 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0034100217 |
| Book / Page | 3410 / 0217 |
| Map Reference | MB 5 PG 142 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 3292659 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | EMERALD COST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 LAGOON DR UNIT 3, 625, DESTIN, FL 32541-5427 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 704 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0034100219 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 3410-0219 |
| Name | FIDELITY BANK |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,617.00 Homeowner's exemption | $175,626 (-65.03%) | $485,692 (-4.06%) Land $114,387 Building $371,305 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $502,182 | $506,249 Land $103,789 Building $402,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures