Okaloosa County property record for 702 Main St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1981 |
| Lot Size | 0.238 acres (10,382 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $164,000 (Dec 2011) |
| Tax Bill | $4,011 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4882-7 |
| Primary APN | C56-000-590-4882-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,630 sqft Heated Area |
| Gross Area | 3,247 sqft |
| 1st Floor Area | 1,296 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 10,382 sqft (0.238 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,079 sqft |
| Porch | Porch |
| Porch Area | 538 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 702 MAIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE VILLAGE LOT 8 BLK E |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | LAKESIDE VILLAS |
| Legal Block | E |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 702 MAIN ST, DESTIN, FL 32541-1817 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2011 · Amount on Record |
| Deed Sale | Dec 27, 2011 · Amount on Record |
| Prior Sale | Nov 3, 2011 · Amount on Record |
| Deed Document Number | 2748070 |
| Deed Book / Page | 3015 / 0752 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 702 MAIN ST, DESTIN, FL 32541-1817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 702 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0036611324 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 3661/1324 |
| Instrument | 3604939 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 702 MAIN ST, DESTIN, FL 32541-1817 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | KNIGHT BARRY TITLE |
| Name | Verified Name |
|---|---|
| Address | 702 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0035933750 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 3593/3750 |
| Instrument | 3513785 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 280 Months |
| Due | Apr 1, 2045 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,011.00 (+5.64%) Homeowner's exemption | $377,740 (+5.99%) | $383,815 (+3.3%) Land $114,387 Building $269,428 |
| 2023 | $3,797.00 (+2.46%) Homeowner's exemption | $356,402 (+3%) | $371,545 (+7.38%) Land $103,789 Building $267,756 |
| 2022 | $3,706.00 Homeowner's exemption | $346,021 Land $94,354 Building $251,667 | $346,021 Land $94,354 Building $251,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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