Allegany County property record for 708 Frederick St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 2,430 sqft · built 1930 |
| Lot Size | 0.081 acres (3,544 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,000 (Dec 2019) |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-011166 |
| Primary APN | 23-011166 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 3,544 sqft (0.081 acres) |
| Lot Dimensions | 107 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 351 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 011166 |
|---|---|
| Street Address | 708 FREDERICK ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1736 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 708-710 FREDERICK ST LOT 74 33X107 GEPHARTS ADDN |
| Legal Subdivision | GEPHARTS ADD |
| Legal Lot Number | 74 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2300 |
708 Frederick St, a townhouse, is owned by an individual who bought it in December 2019.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11614 WOODCOCK HOLLOW RD NW, MOUNT SAVAGE, MD 21545-1312 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on File |
| Deed Sale | Dec 4, 2019 · Amount on File |
| Prior Sale | Sep 16, 1987 · Amount on File |
| Deed Book / Page | 2518 / 483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 4, 2019 |
| Property Address | 708 FREDERICK ST, CUMBERLAND, MD 21502-1736 |
| Document Number | 0025180483 |
| Book / Page | 002518 / 000483 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $161.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 11614 WOODCOCK HOLLOW RD NW CUMBERLAND MD 21502, CUMBERLAND, MD 21502 |
The 2025 property tax bill for 708 Frederick St was $836.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,200 (+8.81%) Land $6,200 Building $93,000 | $99,200 (-) Land $6,200 Building $93,000 | |
| 2025 | $836.00 | $91,167 | $99,200 Land $6,200 Building $93,000 |
| 2023 | $698.00 | $75,100 Land $6,200 Building $68,900 | $75,100 Land $6,200 Building $68,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 708 Frederick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 708 Frederick St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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