Allegany County property record for 706 Frederick St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,034 sqft · built 1928 |
| Lot Size | 0.081 acres (3,531 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Jan 2025) |
| Tax Bill | $1,275 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-006235 |
| Primary APN | 23-006235 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,034 sqft Total Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 3,531 sqft (0.081 acres) |
| Lot Dimensions | 107 ft deep x 33 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 228 sqft |
| Patio Area | 378 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 006235 |
|---|---|
| Street Address | 706 FREDERICK ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 706 FREDERICK ST LOT 75 33X107 GEPHART ADDN |
| Legal Subdivision | GEPHART ADD |
| Legal Lot Number | 75 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2300 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 706 FREDERICK ST, CUMBERLAND, MD 21502-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on Record |
| Deed Sale | Jan 8, 2025 · Amount on Record |
| Deed Book / Page | 3027 / 76 |
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,400 (+42.44%) Land $6,100 Building $148,300 | $154,400 (+42.44%) Land $6,100 Building $148,300 | |
| 2025 | $1,275.00 (+26.49%) Homeowner's exemption | ||
| 2023 | $1,008.00 Homeowner's exemption | $108,400 Land $6,100 Building $102,300 | $108,400 Land $6,100 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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