Allegany County property record for 705 Frederick St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,056 sqft · built 1926 |
| Lot Size | 0.087 acres (3,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,000 (May 1984) |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-006308 |
| Primary APN | 23-006308 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,795 sqft (0.087 acres) |
| Lot Dimensions | 115 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 154 sqft |
| Deck Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 006308 |
|---|---|
| Street Address | 705 FREDERICK ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 705 FREDERICK ST LOT 144 33X115 GEPHART ADDN |
| Legal Subdivision | GEPHART ADD |
| Legal Lot Number | 144 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Decatur Heights Historic District listed 2005 · 342 contributing resources · NRIS 05001478 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
705 Frederick St is owned and occupied by two individuals who acquired it in August 2026.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 FREDERICK ST, CUMBERLAND, MD 21502-1735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 1984 · Amount on File |
| Deed Sale | May 24, 1984 · Amount on File |
| Deed Book / Page | 542 / 517 |
| Last Transfer Date | Aug 13, 2026 |
| Transfer Doc | 3191000485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 2, 2026 |
| Property Address | 705 FREDERICK ST, CUMBERLAND, MD 21502-1735 |
| Document Number | 3191000485 |
| Book / Page | 3191 / 485 |
| Instrument Date | Aug 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 FREDERICK ST, CUMBERLAND, MD 21502-1735 |
The 2025 property tax bill for 705 Frederick St was $829.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,100 Land $6,600 Building $93,500 | $100,100 Land $6,600 Building $93,500 | |
| 2025 | $829.00 | ||
| 2023 | $663.00 | $71,300 Land $6,600 Building $64,700 | $71,300 Land $6,600 Building $64,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Frederick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 705 Frederick St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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