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708 E Saint Clair St, Eaton, OH 45320 Property Records

Preble County property record for 708 E Saint Clair St, Eaton, OH 45320 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1970
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Sep 2019)
Tax Bill$979 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM40-0006-072-01-003-000

Property Details

APN / Parcel Number

Primary APNM40-0006-072-01-003-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,356 sqft Living Area
1st Floor Area1,108 sqft
Upper Floors Area248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1980
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area12,284 sqft (0.282 acres)
Lot Dimensions198 ft deep x 62 ft wide
TerrainRolling
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Patio Area150 sqft
Shed1 Shed
Shed Area80 sqft
Canopy150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address708 E SAINT CLAIR ST
CityEATON
StateOH
Zip45320-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1115 SE PT
Legal SubdivisionEATON
Legal Block1
Legal Lot Number1115
JurisdictionPREBLE OH
Township / Civil DivisionEATON
Census Block Group1
Census Block1002
Census Tract455001

Owner

Source: Preble County records · APN M40-0006-072-01-003-000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address708 E SAINT CLAIR ST, EATON, OH 45320-2431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 01, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 24, 2019Warranty Deed, Transfer · VA Mortgage
SOMERVILLE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2019 · Amount on Record
Deed SaleSep 24, 2019 · Amount on Record
Prior SaleOct 02, 2007 · Amount on Record
Deed Document Number1290
Deed Book / Page396 / 2224
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address708 E SAINT CLAIR ST, EATON, OH 45320-2431
Transaction TypeMortgage
Record UpdatedMar 20, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 E SAINT CLAIR ST, EATON, OH 45320-2431

Mortgage

Document Number00442/2454
DateFeb 16, 2023
Book Page442/2454
Instrument202300000580
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address708 E SAINT CLAIR ST, EATON, OH 45320-2431
Transaction TypeMortgage
Record UpdatedFeb 09, 2023
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00414/1750
DateFeb 01, 2021
Book Page414/1750
Instrument202100000606
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Address87854
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPREBLE OH
Recording DateSep 24, 2019
Property Address708 E SAINT CLAIR ST, EATON, OH 45320-2431
Document Number00396/2224
Book / Page396 / 2224
Instrument DateSep 23, 2019
Instrument201900004247
Transaction TypeTransfer
Record UpdatedFeb 09, 2023
Title CompanyFREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address708 E SAINT CLAIR ST, EATON, OH 45320-2431

Mortgage

Document Number201900004248
DateSep 24, 2019
Instrument201900004248
Lender
NameSOMERVILLE BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
MunicipalityEaton City
Unified School DistrictEaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$979.00 (-0.1%) Homeowner's exemption$36,160 (-) Land $7,560 Building $28,600
2024$980.00 (-15.66%) Homeowner's exemption$36,160 (-) Land $7,560 Building $28,600
2023$1,162.00 (+39.16%) Homeowner's exemption$36,160 (+34.12%) Land $7,560 Building $28,600$103,300 (-) Land $21,600 Building $81,700
2022$835.00 Homeowner's exemption$26,960 Land $6,830 Building $20,130
2020$103,300 Land $21,600 Building $81,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354550011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 25% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Omni FiberFiber10,000 / 10,000
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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