701 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 701 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,779 sqft · built 1917
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Oct 2002)
Tax Bill	$2,246 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963607481014`

Property Details

APN / Parcel Number

Primary APN	`963607481014`
Alternative APN	`64096360748101400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,779 sqft Living Area
1st Floor Area	1,318 sqft 1st Floor
Attic Area	461 sqft Attic
Basement Area	1,318 sqft Basement
Stories	1 Story
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces
Garage Type	Detached
Garage Area	728 sqft Garage
Patio Area	420 sqft Patio
Porch	Enclosed Porch
Porch Area	280 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096360748101400
Street Address	701 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 150' 14 2 PALMER
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	PALMER'S SUBURBAN LOTS
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2019
Census Tract	80200

Owner

Source: Clay County records · APN 963607481014

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	701 E 4TH ST, SPENCER, IA 51301-5146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2002 · Amount on Record
Deed Sale	Oct 25, 2002 · Amount on Record
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,550 (+5.99%) Land $20,400 Building $139,150	$159,550 (+5.99%) Land $20,400 Building $139,150
2024	$2,246.00 (+8.29%)
2023		$150,540 (+18.95%) Land $14,280 Building $136,260	$150,540 (+18.95%) Land $14,280 Building $136,260
2022	$2,074.00 Homeowner's exemption	$126,560 Land $14,280 Building $112,280
2021			$126,560 Land $14,280 Building $112,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.