708 E 4th St, Flora, IL 62839 Property Records

Clay County property record for 708 E 4th St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage951 sqft Living Area
Lot Size7,151 sqft (0.164 acres)
Garage336 sqft
OccupancyOwner Occupied
Last Sale$50,000 (2014)
Tax Bill$1,129.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-227-004

Interior

Full Baths1 Baths
Building Area951 sqft Living Area
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleMultifamily Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialShingle Roof
Lot Area7,151 sqft (0.164 acres)
Parking Spaces1 Parking Spaces
Garage Area336 sqft Garage
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address708 E 4TH ST
CityFLORA
StateIL
Zip62839-2528
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionVIRGIL NEFF'S 1ST ADDN LOT 27
Legal SubdivisionVIRGIL NEFFS FIRST ADDITION
Legal Lot Number27
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup3
Census Block3065
Census Tract972100

Owner

Source: Clay County records · APN 10-25-227-004

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address708 E 4TH ST, FLORA, IL 62839-2528
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY SAVINGS BANK
Sep 09, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
COMMUNITY PARTNER SAVINGS BANK
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY PARTNERS SAV BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2014 · Amount on Record
Deed SaleAug 01, 2014 · Amount on Record
Prior SaleAug 21, 2006 · Amount on Record
Deed Doc Number2014183875
Last Transfer DateAug 06, 2025
Transfer Doc0000212369
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Recording DateApr 07, 2026
Property Address708 E 4TH ST, FLORA, IL 62839-2528
Document Number0000000645
Instrument DateMar 23, 2026
Instrument2026645
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 E 4TH ST, FLORA, IL 62839-2528

Mortgage

Document Number0000000645,
DateApr 07, 2026
Instrument2026645
Lender
NameCOMMUNITY SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 21, 2036
Interest
Rate6.01%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address708 E 4TH ST, FLORA, IL 62839-2528
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202921
DateSep 09, 2021
Instrument202921
Lender
NameCOMMUNITY PARTNER SAVINGS BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term252 Months
DueMar 01, 2042
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address708 E 4TH ST, FLORA, IL 62839-2528
Transaction TypeMortgage
Record UpdatedJul 31, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD197016
DateJul 12, 2019
InstrumentD197016
Lender
NameCOMMUNITY PARTNERS SAV BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$33,598 (+11.45%) Land $3,563 Building $30,035$100,794 (+11.45%) Land $10,689 Building $90,105
2024$1,129.00 (+13.24%)$30,146 (+18.44%) Land $3,197 Building $26,949$90,438 (+18.44%) Land $9,591 Building $80,847
2022$997.00 (-7.43%) Homeowner's exemption Disabled Person's exemption$25,453 Land $2,695 Building $22,758$76,359 Land $8,085 Building $68,274
2021$1,077.00

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