Clay County property record for 631 E 4th St, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 11,180 sqft (0.256 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $89,000 (2021) |
| Tax Bill | $2,284.00 (2024) |
| Primary APN | 10-25-224-001 |
|---|
| Lot Area | 11,180 sqft (0.256 acres) |
|---|
| Street Address | 631 E 4TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOMESTEAD HEIGHTS W 95' OUT LOT 1 |
| Legal Subdivision | HOMESTEAD HEIGHTS |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3059 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-224-001
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 E 4TH ST, FLORA, IL 62839-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE CO INC |
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CLAY CITY BANKING CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on Record |
| Deed Sale | Jul 21, 2021 · Amount on Record |
| Prior Sale | Dec 23, 2015 |
| Deed Doc Number | 2021202470 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 21, 2021 |
| Property Address | 631 E 4TH ST, FLORA, IL 62839-2527 |
| Document Number | 202470 |
| Map Reference | PB C PG 156-157 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 202470 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 E 4TH ST, FLORA, IL 62839-2527 |
| Document Number | 202471 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 202471 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.38% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 631 E 4TH ST, FLORA, IL 62839-2527 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201745 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 201745 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 15, 2022 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,980 (+32.06%) Land $3,167 Building $34,813 | $113,940 (+32.06%) Land $9,501 Building $104,439 | |
| 2024 | $2,284.00 (+5.4%) | ||
| 2022 | $2,167.00 (+43.7%) Homeowner's exemption | $28,760 Land $2,382 Building $26,378 | $86,280 Land $7,146 Building $79,134 |
| 2021 | $1,508.00 |
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