639 E 4th St, Flora, IL 62839 Property Records

Clay County property record for 639 E 4th St, Flora, IL 62839 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bathrooms	2 Baths
Year Built	Built 1955
Square Footage	1,836 sqft Living Area
Lot Size	12,334 sqft (0.283 acres)
Garage	480 sqft
Occupancy	Owner Occupied
Last Sale	$66,000 (2023)
Tax Bill	$2,475.00 (2024)

Owner

Source: Clay County records · APN 10-25-224-002

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	639 E 4TH ST, FLORA, IL 62839-2527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Deed Doc Number	2023206488
Record Refreshed	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Jan 17, 2023
Property Address	639 E 4TH ST, FLORA, IL 62839-2527
Document Number	0000206488
Instrument Date	Jun 29, 2021
Instrument	206488
Transaction Type	Transfer
Record Updated	Feb 08, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	639 E 4TH ST, FLORA, IL 62839-2527

Mortgage

Document Number	0000206489
Date	Jan 17, 2023
Instrument	206489

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Mar 15, 2028

Interest

Rate Type	Fixed Rate
Rate	7.5%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,598 (+11.45%) Land $3,563 Building $37,035	$121,794 (+11.45%) Land $10,689 Building $111,105
2024	$2,475.00 (+4.96%)	$36,427 (+18.38%) Land $3,197 Building $33,230	$109,281 (+18.38%) Land $9,591 Building $99,690
2022	$2,358.00 (-12.01%) Homeowner's exemption	$30,770 Land $2,708 Building $28,062	$92,310 Land $8,124 Building $84,186
2021	$2,680.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`10-25-224-002`

Interior

Full Baths	2 Baths
Building Area	1,836 sqft Living Area
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Multifamily Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Roof Material	Shingle Roof
Lot Area	12,334 sqft (0.283 acres)
Parking Spaces	2 Parking Spaces
Garage Area	480 sqft Garage
Porch Area	270 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	639 E 4TH ST
City	FLORA
State	IL
Zip	62839-2527
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	HOMESTEAD HEIGHTS LOT 15 & E 38.2' OUT LOT 1
Legal Subdivision	HOMESTEAD HEIGHTS
Legal Lot Number	15
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	3
Census Block	3059
Census Tract	972100