708 Derby Ave, Cincinnati, OH 45232 Property Records

Hamilton County property record for 708 Derby Ave, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1922
Lot Size	0.162 acres (7,057 sqft)
Owner	Owner Name on Record
Last Sale	$60,000 (Mar 2013)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`219-0053-0088-00`

Property Details

APN / Parcel Number

Primary APN	`219-0053-0088-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	228 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	708 DERBY AVE
City	CINCINNATI
State	OH
Zip	45232-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	708 DERBY AVE 42.47 X 228.80 IRR PT LOT 10 HAND-FROOME SUB
Legal Subdivision	HAND-FROOME SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2002
Census Tract	7300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	708 DERBY AVE, CINCINNATI, OH 45232-1816
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2013 · Amount on Record
Deed Sale	Mar 8, 2013 · Amount on Record
Prior Sale	Aug 22, 2001
Deed Document Number	280524
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	708 DERBY AVE, CINCINNATI, OH 45232-1816
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PICTORIA DR 700, 700, CINCINNATI, OH 45246-1620

Mortgage

Document Number	0000012644
Date	Feb 23, 2023
Book Page	14859/662
Instrument	2023-0012644

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (+2.68%) Homeowner's exemption	$36,806 (+%) Land $7,304 Building $29,502
2024	$1,607.00 (-5.08%) Homeowner's exemption	$36,805 (-) Land $7,304 Building $29,501
2023	$1,693.00 (+72.4%) Homeowner's exemption	$36,805 (+59.13%) Land $7,304 Building $29,501	$105,160 (+59.14%) Land $20,870 Building $84,290
2022	$982.00	$23,129 Land $6,787 Building $16,342
2020			$66,080 Land $19,390 Building $46,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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