687 Derby Ave, Cincinnati, OH 45232 Property Records

Hamilton County property record for 687 Derby Ave, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1902
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$63,300 (Oct 2017)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`219-0053-0008-00`

Property Details

APN / Parcel Number

Primary APN	`219-0053-0008-00`
Alternative APN	`0010216`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	768 sqft
2nd Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	154 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	687 DERBY AVE
City	CINCINNATI
State	OH
Zip	45232-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	687 DERBY AVE 50 X 154 IRR PT LOT 9 HAND & FROOME
Legal Subdivision	HAND & FROOME
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2018
Census Tract	7300

Owner

687 Derby Ave is owned and occupied by an individual who bought it in October 2017.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	687 DERBY AVE, CINCINNATI, OH 45232-1849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 13, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Prior Sale	Aug 31, 2007 · Amount on File
Deed Document Number	201794053
Prior Transfer Date	Jun 30, 2008
Prior Transfer Doc	0000000569
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 14, 2025
Property Address	687 DERBY AVE, CINCINNATI, OH 45232-1849
Document Number	0000079663
Book / Page	15521 / 312
Map Reference	MB 2 PG 248
Instrument Date	Aug 20, 2025
Instrument	2025-0079663
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 DERBY AVE, CINCINNATI, OH 45232-1849

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 13, 2017
Property Address	687 DERBY AVE, CINCINNATI, OH 45232-1849
Document Number	0000004053
Map Reference	MB 2 PG 248
Instrument Date	Sep 29, 2017
Instrument	17-0094053
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COMPREHENSIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	687 DERBY AVE, CINCINNATI, OH 45232-1849

Mortgage

Document Number	0000004054
Date	Oct 13, 2017
Instrument	17-0094054

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 687 Derby Ave was $1,461, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00 (+3.11%)	$23,535 (+0.01%) Land $7,585 Building $15,950	$67,240 Land $21,670 Building $45,570
2024	$1,417.00 (-2.21%)	$23,533 (-) Land $7,584 Building $15,949
2023	$1,449.00 (-4.67%)	$23,533 (+6.22%) Land $7,584 Building $15,949	$67,240 Land $21,670 Building $45,570
2022	$1,520.00 Homeowner's exemption	$22,155 Land $7,049 Building $15,106
2020			$63,300 Land $20,140 Building $43,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 687 Derby Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Derby Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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