708 Comings Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 708 Comings Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1945
Lot Size	0.278 acres (12,110 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Apr 2019)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-7170-0006-00-2`

Property Details

APN / Parcel Number

Primary APN	`76-7170-0006-00-2`
Alternative APN	`11-76-7170-0006-00-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	843 sqft
Basement Area	818 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	126 ft deep x 96 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	708 COMINGS AVE
City	SAINT JOSEPH
State	MI
Zip	49085-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - A
Legal Description	LOT 7 BLK 1 SHARBONOWS ADD TO CITY OF ST JOSEPH ALSO LOT 6 BLK 1 SD ADD
Legal Subdivision	SHARBONOWS ADD
Legal Block	1
Legal Lot Number	6-7
Legal Unit	7,6
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1001
Census Tract	900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2677 JEFFERSON DR, STEVENSVILLE, MI 49127-8746
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Dec 7, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Book / Page	3233 / 2063
Last Transfer Date	Dec 4, 2020
Transfer Doc	03303/1384
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	708 COMINGS AVE, SAINT JOSEPH, MI 49085-1947
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03194/0176
Date	Jan 5, 2018
Book Page	3194/0176
Instrument	3194-0176

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jun 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	708 COMINGS AVE, SAINT JOSEPH, MI 49085-1947
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03280/3196
Date	Jul 6, 2020
Book Page	3280/3196

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 7, 2020
Property Address	708 COMINGS AVE, SAINT JOSEPH, MI 49085-1947
Document Number	03303/1384
Book / Page	3303 / 1384
Map Reference	LB 7 PG 38
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2677 JEFFERSON DR, STEVENSVILLE, MI 49127-8746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 COMINGS AVE, SAINT JOSEPH, MI 49085-1947

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 1, 2019
Property Address	708 COMINGS AVE, SAINT JOSEPH, MI 49085-1947
Document Number	03233/2063
Book / Page	3233 / 2063
Map Reference	LB 7 PG 38
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 COMINGS AVE, SAINT JOSEPH, MI 49085-1947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 COMINGS AVE, SAINT JOSEPH, MI 49085-1947

Mortgage

Document Number	0032332066
Date	Apr 1, 2019
Instrument	3233/2066

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,300	$306,600
2025	$6,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1991–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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