706 Comings Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 706 Comings Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,303 sqft · built 1945
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2008)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-7170-0005-00-6`

Property Details

APN / Parcel Number

Primary APN	`76-7170-0005-00-6`
Alternative APN	`11-76-7170-0005-00-6`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,303 sqft Living Area
1st Floor Area	937 sqft
Basement Area	732 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	126 ft deep x 48 ft wide
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	706 COMINGS AVE
City	SAINT JOSEPH
State	MI
Zip	49085-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - A
Legal Description	LOT 5 BLK 1 SHARBONOWS ADD TO CITY OF ST JOSEPH
Legal Subdivision	SHARBONOWS ADD
Legal Block	1
Legal Lot Number	5
Legal Unit	5
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1001
Census Tract	900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	706 COMINGS AVE, SAINT JOSEPH, MI 49085-1947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Aug 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU
Feb 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2008 · Amount on Record
Deed Sale	Apr 18, 2008 · Amount on Record
Prior Sale	Apr 18, 2008 · Amount on Record
Deed Book / Page	2839 / 1068
Last Transfer Date	Aug 13, 2021
Transfer Doc	003341/227
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	706 COMINGS AVE, SAINT JOSEPH, MI 49085-1947
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03197/3138
Date	Feb 23, 2018
Book Page	3197/3138

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 19, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 23, 2021
Property Address	706 COMINGS AVE, SAINT JOSEPH, MI 49085-1947
Document Number	003341/227
Book / Page	3341 / 227
Map Reference	LB 7 PG 38
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	706 COMINGS AVE, SAINT JOSEPH, MI 49085-1947

Mortgage

Document Number	0003341228
Date	Aug 23, 2021
Instrument	3341/228

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 14, 2017
Property Address	706 COMINGS AVE, SAINT JOSEPH, MI 49085-1947
Document Number	03163/1045
Book / Page	3163 / 1045
Map Reference	LB7 PG38
Instrument Date	Feb 7, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 CORNINGS AVE, SAINT JOSEPH, MI 49085

Mortgage

Document Number	0031631046
Date	Feb 14, 2017
Instrument	3163/1046

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,200 (+4.34%)	$240,400 (+4.34%)
2025	$2,968.00 (+2.45%) Homeowner's exemption	$115,200 (+30.61%)	$230,400 (+30.61%)
2024	$2,897.00 (+9.28%)
2023		$88,200	$176,400
2022	$2,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1991–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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