708 Cherry St, Charlotte, MI 48813 Property Records

Eaton County property record for 708 Cherry St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1952
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Sep 2022)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`20004200054100`

Property Details

APN / Parcel Number

Primary APN	`20004200054100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	223 ft deep x 66 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	708 CHERRY ST
City	CHARLOTTE
State	MI
Zip	48813-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 54 & S 1/2 OF ADJACENT VACATED ALLEY ON N SIDE IN THAT PART OF R.E. BRACKETT'S AND MIKESELL & BRACKETT'S ADD IN NE 1/4 OF SW 1/4 OF SEC.13, CITY OF CHARLOTTE 1990
Legal Subdivision	REBRACKETTS & MIKESELL & BRACK
Legal Lot Number	54
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3006
Census Tract	20902

Owner

Source: Eaton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 CHERRY ST, CHARLOTTE, MI 48813-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 28, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Book / Page	3019 / 252
Prior Transfer Date	Jul 25, 2016
Prior Transfer Doc	2632/1116
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 1, 2022
Property Address	708 CHERRY ST, CHARLOTTE, MI 48813-1702
Document Number	003019/252
Book / Page	3019 / 252
Map Reference	LB 1 PG 74-A
Instrument Date	Aug 29, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 LACEY LAKE RD, 178, CHARLOTTE, MI 48813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 CHERRY ST, CHARLOTTE, MI 48813-1702

Mortgage

Document Number	0030190254
Date	Sep 1, 2022
Instrument	3019-0254

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 28, 2020
Property Address	708 CHERRY ST, CHARLOTTE, MI 48813-1702
Document Number	2879/828
Book / Page	2879 / 828
Map Reference	LB 1 PG 74A
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$473.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5344 S AINGER RD, 5344, OLIVET, MI 49076-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 S LACEY LAKE RD, CHARLOTTE, MI 48813-9556

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,200 (+3.86%)	$129,314 (-) Land $41,799 Building $87,515
2025	$3,119.00 (+2.94%) Homeowner's exemption	$64,700 (+10.22%)	$129,314 (+10.15%) Land $41,799 Building $87,515
2024	$3,030.00 (+10.22%)
2023		$58,700	$117,400
2022	$2,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

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