714 Cherry St, Charlotte, MI 48813 Property Records

Eaton County property record for 714 Cherry St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1952
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2026)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20004200057100`

Property Details

APN / Parcel Number

Primary APN	`20004200057100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	223 ft deep x 66 ft wide
Garage Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	714 CHERRY ST
City	CHARLOTTE
State	MI
Zip	48813-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 57 & S 1/2 OF ADJACENT VACATED ALLEY ON N SIDE IN THAT PART OF R.E. BRACKETT'S AND MIKESELL & BRACKETT'S ADD IN NE 1/4 OF SW 1/4 OF SEC.13, CITY OF CHARLOTTE 1990
Legal Subdivision	REBRACKETTS & MIKESELL & BRACK
Legal Lot Number	57
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3006
Census Tract	20902

Owner

714 Cherry St is owned and occupied by an individual who bought it in August 2026.

Source: Eaton County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1198 PORTER DR, CHARLOTTE, MI 48813-3101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer APOLLO TITLE
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jul 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Jul 31, 2026 · Amount on File
Deed Document Number	20262156
Deed Book / Page	3204 / 1227
Prior Transfer Date	Jul 2, 2023
Prior Transfer Doc	003055/591
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 31, 2026
Property Address	714 CHERRY ST, CHARLOTTE, MI 48813-1702
Document Number	0000002040
Book / Page	3204 / 577
Instrument Date	Jul 30, 2026
Instrument	20262040
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	APOLLO TITLE

Transaction

Amount	Amount on Record
Tax	$52,984.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	Aug 28, 2026
Property Address	714 CHERRY ST, CHARLOTTE, MI 48813-1702
Document Number	0000003271
Book / Page	3209 / 112
Instrument Date	Jul 30, 2026
Instrument	20263271
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003271,
Date	Aug 28, 2026
Book Page	3209/112
Instrument	20263271

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jul 5, 2023
Property Address	714 CHERRY ST, CHARLOTTE, MI 48813-1702
Document Number	003055/591
Book / Page	3055 / 591
Instrument Date	Jul 2, 2023
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 CHERRY ST, CHARLOTTE, MI 48813-1702

Tax Assessment & Valuation

The 2025 property tax bill for 714 Cherry St was $1,962 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,900 (+3.51%)	$125,464 (-) Land $40,739 Building $84,725
2025	$1,962.00 (+2.88%) Homeowner's exemption	$62,700	$125,464 Land $40,739 Building $84,725
2024	$1,907.00
2023		$56,800	$113,600
2022	$1,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

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