704 Cherry St, Charlotte, MI 48813 Property Records

Eaton County property record for 704 Cherry St, Charlotte, MI 48813

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,248 sqft · built 1994
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jan 2015)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20004200053101`

Property Details

APN / Parcel Number

Primary APN	`20004200053101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	107 ft deep x 72 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	704 CHERRY ST
City	CHARLOTTE
State	MI
Zip	48813-1702
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	N/A
Legal Description	S 1/2 OF LOT 53 & W 6 FT OF S 1/2 OF LOT 52. IN THAT PART OF R.E. BRACKETTS & MIKESELL & BRACKETTS ADDITION IN NE 1/4 OF SW 1/4 OF SEC 13, T2N,R5W, CITY OF CHARLOTTE. D 10-18-13 R 10-18-13 (APPROVED) ADJUSTED FROM 200-042-000-531-00 & 200-042-000-520
Legal Range	05W
Legal Township	02N
Legal Section	13
Legal Subdivision	R.E. BRACKETTS & MIKESELL & BRACKETTS
Legal Lot Number	52-53
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3006
Census Tract	20902

Owner

704 Cherry St, a mobile home, is owned and occupied by two individuals who acquired it in July 2024.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 CHERRY ST, CHARLOTTE, MI 48813-1702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage LAFCU
May 21, 2021	Deed of Trust, Mortgage LAFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2015 · Amount on File
Deed Sale	Jan 16, 2015 · Amount on File
Prior Sale	Jan 2, 2014 · Amount on File
Deed Book / Page	2552 / 808
Last Transfer Date	Jul 2, 2024
Transfer Doc	003099/258
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	704 CHERRY ST, CHARLOTTE, MI 48813-1702
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2851/574
Date	Jun 17, 2020
Book Page	2851/574

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 5, 2035

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	704 CHERRY ST, CHARLOTTE, MI 48813-1702
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2928/619
Date	May 21, 2021
Book Page	2928/619

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount on Record
Term	179 Months
Due	Apr 5, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 704 Cherry St was $1,413 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,800 (+3.84%)	$109,314 (-) Land $28,849 Building $80,465
2025	$1,413.00 (+2.91%) Homeowner's exemption	$54,700	$109,314 Land $28,849 Building $80,465
2024	$1,373.00
2023		$49,900	$99,800
2022	$1,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

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