Albany County and Guilderland Town property record for 7074 Suzanne Ln, Schenectady, NY 12303
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,156 sqft · built 1991 |
| Lot Size | 0.063 acres (2,778 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Jan 2023) |
| Tax Bill | $5,567 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jan 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.05-1-15.2 |
| Primary APN | 013089 40.05-1-15.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 848 sqft |
| 2nd Floor Area | 308 sqft |
| Basement Area | 616 sqft |
| Finished Basement | 616 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,778 sqft (0.063 acres) |
| Lot Dimensions | 123 ft deep x 22.5 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04000500010150020000 |
|---|---|
| Street Address | 7074 SUZANNE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5246 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TH |
| Legal Description | LOT 7074 COUNTRY VILLAGE SEC. LLL |
| Legal Subdivision | SUZANNE LANE |
| Legal Block | 1 |
| Legal Lot Number | 15.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 40.05-1-15.2
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BROADVIEW FCU |
| Jan 10, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) BROADVIEW FCU |
| Jan 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Feb 21, 2019 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Nov 20, 2020 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional with PMI SANTANDER BK NA |
| Mar 09, 2017 | Warranty Deed, Transfer · Conventional with PMI HOMESTEAD FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Mar 09, 2017 · Amount on Record |
| Deed Document Number | 2023585 |
| Prior Transfer Date | Jun 10, 2013 |
| Prior Transfer Doc | 0030710811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|---|
| Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Document Number | 0000000088 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | R2023-588 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|---|
| Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Document Number | 0000000087 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | R2023-587 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 10, 2023 |
| Property Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Document Number | 0000000085 |
| Map Reference | MAP 6909 DR 172 |
| Instrument Date | Jan 02, 2023 |
| Instrument | R2023-585 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $836.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 CORALBERRY CIR, ALBANY, NY 12203-5302 |
| Name | Verified Name |
|---|---|
| Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Document Number | 0000000086 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | R2023-586 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003591 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | R2019-03591 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000004093 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | R2020-04093 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007329 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | R2020-27329 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 13, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Max Rate At Change | 18% |
| Max Rate | 18% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 21, 2018 |
| Property Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Document Number | 0000021225 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 21225 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ELITE TITLE ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 KELLY AVE ALBANY NY 122034814, ALBANY, NY 12203-4814 |
| Document Number | 21226 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 21226 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 09, 2017 |
| Property Address | 7074 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Document Number | 0000006106 |
| Instrument Date | Mar 01, 2017 |
| Instrument | 6106 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 102 STEUBEN DR GUILDERLAND NY 120849812, GUILDERLAND, NY 12084-9812 |
| Document Number | 6107 |
|---|---|
| Date | Mar 09, 2017 |
| Instrument | 6107 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2047 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,567.00 (+13.01%) | $184,000 (-) Land $37,000 Building $147,000 | $245,333 (+13.33%) Land $49,333 Building $196,000 |
| 2023 | $184,000 (-) Land $37,000 Building $147,000 | $216,471 (+7.06%) Land $43,529 Building $172,942 | |
| 2022 | $184,000 Land $37,000 Building $147,000 | $202,198 Land $40,659 Building $161,539 | |
| 2021 | $4,926.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 99 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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