7076 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7076 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 948 sqft · built 1991
Lot Size	0.157 acres (6,846 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Oct 2018)
Tax Bill	$4,691 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-15.1`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-15.1`
Alternative APNs	`308904000500010150010000` `04000500010150010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,846 sqft (0.157 acres)
Lot Dimensions	127 ft deep x 53.7 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010150010000
Street Address	7076 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5246
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC III-LOT 7076
Legal Block	1
Legal Lot Number	15.001
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7076 SUZANNE LN, SCHENECTADY, NY 12303-5246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Sep 21, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Jan 13, 1997 · Amount on File
Deed Document Number	201822693
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7076 SUZANNE LN, SCHENECTADY, NY 12303-5246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025537
Date	Nov 4, 2020
Instrument	R2020-25537

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7076 SUZANNE LN, SCHENECTADY, NY 12303-5246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021226
Date	Sep 21, 2018
Instrument	R2018-21226

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 21, 2018
Property Address	7076 SUZANNE LN, SCHENECTADY, NY 12303-5246
Document Number	0020181225
Book / Page	002018 / 021225
Instrument Date	Sep 10, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7076 SUZANNE LN SCHENECTADY NY 123035246, SCHENECTADY, NY 12303-5246

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,691.00 (+0.32%)
2025	$4,676.00 (+12.11%)	$154,000 (-) Land $31,000 Building $123,000	$205,333 (+13.33%) Land $41,333 Building $164,000
2023		$154,000 (-) Land $31,000 Building $123,000	$181,176 (+7.06%) Land $36,470 Building $144,706
2022		$154,000 Land $31,000 Building $123,000	$169,231 Land $34,066 Building $135,165
2021	$4,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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