7070 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7070 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,156 sqft · built 1991
Lot Size	0.063 acres (2,764 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Jun 2001)
Tax Bill	$5,565 (2026)
Deeds & Mortgages	May 2023 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-15.4`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-15.4`
Alternative APNs	`308904000500010150040000` `04000500010150040000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,156 sqft Living Area
1st Floor Area	848 sqft
2nd Floor Area	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,764 sqft (0.063 acres)
Lot Dimensions	124 ft deep x 22.3 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010150040000
Street Address	7070 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5246
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC III-LOT 7070
Legal Block	1
Legal Lot Number	15.004
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

7070 Suzanne Ln, a townhouse, is owned and occupied by an individual who bought it in June 2001.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7070 SUZANNE LN, SCHENECTADY, NY 12303-5246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU
Sep 21, 2018	Warranty Deed, Transfer · Conventional with PMI SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2001 · Amount on File
Deed Sale	Jun 15, 2001 · Amount on File
Prior Sale	Mar 30, 2001 · Amount on File
Deed Book / Page	2683 / 561
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7070 SUZANNE LN, SCHENECTADY, NY 12303-5246
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7070 SUZANNE LN, SCHENECTADY, NY 12303-5246

Mortgage

Document Number	0000000422
Date	May 10, 2023
Instrument	R2023-8422

Lender

Name	FIRST SOURCE FCU
Type	Credit Union
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 21, 2018
Property Address	7070 SUZANNE LN, SCHENECTADY, NY 12303-5246
Document Number	0000021225
Instrument Date	Sep 10, 2018
Instrument	21225
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ELITE TITLE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 KELLY AVE ALBANY NY 122034814, ALBANY, NY 12203-4814

Mortgage

Document Number	21226
Date	Sep 21, 2018
Instrument	21226

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7070 Suzanne Ln was $5,565 with a homeowner's exemption, up 9.9% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,565.00 (+9.92%) Homeowner's exemption
2025	$5,063.00 Homeowner's exemption	$185,000 Land $37,000 Building $148,000	$246,667 Land $49,333 Building $197,334
2023		$185,000 (-) Land $37,000 Building $148,000	$217,647 (+7.06%) Land $43,529 Building $174,118
2022		$185,000 Land $37,000 Building $148,000	$203,297 Land $40,659 Building $162,638
2021	$4,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7070 Suzanne Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7070 Suzanne Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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