Lake County property record for 707 Sapling Ln, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,852 sqft · built 1971 |
| Lot Size | 0.243 acres (10,589 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $409,500 (Jul 2001) |
| Tax Bill | $18,208 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-31-205-001 |
| Primary APN | 16-31-205-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,852 sqft Living Area |
| Gross Area | 4,568 sqft |
| 1st Floor Area | 1,576 sqft |
| 2nd Floor Area | 1,276 sqft |
| Upper Floors Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,589 sqft (0.243 acres) |
| Lot Dimensions | 119 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 707 SAPLING LN |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-3969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALENTIS CLAVINIA SUB UNIT 4 LOT 13 |
| Legal Subdivision | VALENTIS CLAVINIA SUB |
| Legal Lot Number | 13 |
| Legal Unit | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 864802 |
Source: Lake County records · APN 16-31-205-001
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 707 SAPLING LN, DEERFIELD, IL 60015-3969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 11, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2001 · Amount on Record |
| Deed Sale | Jul 13, 2001 · Amount on Record |
| Prior Sale | Oct 02, 1998 · Amount on Record |
| Deed Document Number | 20014725672 |
| Last Transfer Date | Jan 10, 2019 |
| Transfer Doc | 0007536842 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 707 SAPLING LN, DEERFIELD, IL 60015-3969 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0007806595 |
|---|---|
| Date | Jul 08, 2021 |
| Instrument | 7806595 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 707 SAPLING LN, DEERFIELD, IL 60015-3969 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007471163 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 7471163 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 707 SAPLING LN, DEERFIELD, IL 60015-3969 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0007605777 |
|---|---|
| Date | Nov 01, 2019 |
| Instrument | 7605777 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 11, 2019 |
| Property Address | 707 SAPLING LN, DEERFIELD, IL 60015-3969 |
| Document Number | 0007536842 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 7536842 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 707 SAPLING LN DEERFIELD IL 600153969, DEERFIELD, IL 60015-3969 |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $234,405 (+18.89%) Land $60,416 Building $173,989 | $703,285 (+18.89%) Land $181,266 Building $522,019 | |
| 2024 | $18,208.00 (+2.89%) | ||
| 2023 | $17,697.00 (+6%) | $197,159 (+2.22%) Land $55,304 Building $141,855 | $591,537 (+2.22%) Land $165,929 Building $425,608 |
| 2022 | $16,696.00 | $192,886 Land $59,400 Building $133,486 | $578,716 Land $178,218 Building $400,498 |
Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 63 (1981–2019) |
| Claims Outside the SFHA | 12 of 63 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 158 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEERFIELD serves 19,196 people |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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