685 Sapling Ln, Deerfield, IL 60015 Property Records

Lake County property record for 685 Sapling Ln, Deerfield, IL 60015 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,664 sqft · built 1986
Lot Size	0.362 acres (15,768 sqft)
Owner	Company Name on File
Last Sale	$671,500 (Dec 2012)
Tax Bill	$16,928 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-31-204-040`

Property Details

APN / Parcel Number

Primary APN	`16-31-204-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,664 sqft Living Area
Gross Area	4,954 sqft
1st Floor Area	2,070 sqft
2nd Floor Area	1,594 sqft
Upper Floors Area	1,594 sqft
Basement Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,768 sqft (0.362 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	685 SAPLING LN
City	DEERFIELD
State	IL
Zip	60015-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENTIS CLAVINIA SUB UNIT 5; LOT 9
Legal Subdivision	VALENTIS CLAVINIA SUB UNIT 5
Legal Lot Number	9
Legal Unit	5
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1047
Census Tract	864802

Owner

Source: Lake County records · APN 16-31-204-040

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	685 SAPLING LN, DEERFIELD, IL 60015-3925
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2012 · Amount on Record
Deed Sale	Dec 26, 2012 · Amount on Record
Deed Document Number	20126938510
Last Transfer Date	Mar 05, 2015
Transfer Doc	0007178382
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	685 SAPLING LN, DEERFIELD, IL 60015-3925
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007778951
Date	Apr 21, 2021
Instrument	7778951

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	685 SAPLING LN, DEERFIELD, IL 60015-3925
Document Number	0007596504
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	685 SAPLING LN DEERFIELD IL 600153925, DEERFIELD, IL 60015-3925

Mortgage

Document Number	0007596504
Date	Sep 30, 2019
Instrument	7596504

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,766 (+14.26%) Land $65,693 Building $135,073	$602,359 (+14.26%) Land $197,099 Building $405,260
2024	$16,928.00 (+1.7%)
2023	$16,645.00 (+6.01%)	$175,705 (-3.34%) Land $60,134 Building $115,571	$527,168 (-3.34%) Land $180,420 Building $346,748
2022	$15,702.00	$181,781 Land $64,745 Building $117,036	$545,397 Land $194,254 Building $351,143

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978648021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	63 (1981–2019)
Claims Outside the SFHA	12 of 63
Most Recent Claim	Sep 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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