650 Sapling Ln, Deerfield, IL 60015 Property Records

Lake County property record for 650 Sapling Ln, Deerfield, IL 60015 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1976
Square Footage	3,068 sqft Living Area
Lot Size	11,744 sqft (0.27 acres)
Occupancy	Owner Occupied
Last Sale	$650,000 (2013)
Tax Bill	$20,547.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`16-31-205-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	3,068 sqft Living Area
Gross Area	4,853 sqft Gross Area
1st Floor	1,772 sqft 1st Floor
2nd Floor	1,296 sqft 2nd Floor
Upper Floors	1,296 sqft Upper Floors
Basement Area	1,156 sqft Basement
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1976
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	11,744 sqft (0.27 acres)
Depth X Width	145 ft x 81 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	629 sqft Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	650 SAPLING LN
City	DEERFIELD
State	IL
Zip	60015-3926
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VALENTIS CLAVINIA SUB UNIT 2 LOT 40
Legal Subdivision	VALENTIS CLAVINIA SUB
Legal Lot Number	40
Legal Unit	2
Jurisdiction	LAKE IL
Minor Civil Division	WEST DEERFIELD
Census Blockgroup	1
Census Block	1039
Census Tract	864802

Owner

Source: Lake County records · APN 16-31-205-016

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	650 SAPLING LN, DEERFIELD, IL 60015-3926
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Deed Doc Number	20137028977
Prior Transfer Date	Mar 21, 2002
Prior Transfer Doc	0004923492
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	650 SAPLING LN, DEERFIELD, IL 60015-3926
Document Number	0007678336
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	650 SAPLING LN DEERFIELD IL 600153926, DEERFIELD, IL 60015-3926

Mortgage

Document Number	0007678336
Date	Jul 29, 2020
Instrument	7678336

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,966 (+9.24%) Land $60,482 Building $181,484	$725,970 (+9.24%) Land $181,464 Building $544,506
2024	$20,547.00 (+0.47%)
2023	$20,450.00 (+5.99%)	$221,494 (-0.21%) Land $55,365 Building $166,129	$664,549 (-0.21%) Land $166,112 Building $498,437
2022	$19,295.00	$221,951 Land $59,469 Building $162,482	$665,920 Land $178,425 Building $487,495

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.