707 McDowell Rd, Richmond, VA 23225 Property Records

Richmond City property record for 707 McDowell Rd, Richmond, VA 23225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,061 sqft · built 1965
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Tax Bill	$2,604 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2018 Line of Credit
APN	`C-007-0191-004`

Property Details

APN / Parcel Number

Primary APN	`C-007-0191-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
1st Floor Area	1,061 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Porch	Porch
Porch Area	196 sqft
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	707 MCDOWELL RD
City	RICHMOND
State	VA
Zip	23225-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 SINGLE
Legal Description	WARWICK ACRES L4 BW SC; 0075.00X0130.00 0000.000
Legal Subdivision	C WARWICK ACRES SD
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2014
Census Tract	70700

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 MCDOWELL RD, RICHMOND, VA 23225-6830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Conventional with PMI VIRGINIA CU
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	707 MCDOWELL RD, RICHMOND, VA 23225-6830
Document Number	0000000397
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 MCDOWELL RD RICHMOND VA 232256830, RICHMOND, VA 23225-6830

Mortgage

Document Number	0000000397
Date	Jan 8, 2020
Instrument	397

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	707 MCDOWELL RD, RICHMOND, VA 23225-6830
Document Number	0000001442
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001442
Date	Jan 23, 2018
Instrument	1442

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,604.00	$217,000 (+11.28%) Land $50,000 Building $167,000	$217,000 (+11.28%) Land $50,000 Building $167,000
2025	$2,604.00 (+12,92%)
2024		$195,000 Land $46,000 Building $149,000
2023			$195,000 Land $46,000 Building $149,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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