623 McDowell Rd, Richmond, VA 23225 Property Records

Richmond City property record for 623 McDowell Rd, Richmond, VA 23225 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,061 sqft · built 1965
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jan 2022)
Tax Bill	$2,940 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 3 more
APN	`C-007-0161-001`

Property Details

APN / Parcel Number

Primary APN	`C-007-0161-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
1st Floor Area	1,061 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	106 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	623 MCDOWELL RD
City	RICHMOND
State	VA
Zip	23225-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARWICK ACRES L1 BX SC; 0055.00X0106.83 IRG0000.000
Legal Subdivision	C WARWICK ACRES SD
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2012
Census Tract	70700

Owner

Source: Richmond City records · APN C-007-0161-001

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	623 MCDOWELL RD, RICHMOND, VA 23225-6828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Oct 24, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME PT FIN'L
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Oct 06, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG
May 02, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	20222253
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jan 27, 2022
Property Address	623 MCDOWELL RD, RICHMOND, VA 23225-6828
Document Number	0000002253
Instrument Date	Jan 14, 2022
Instrument	220002253
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 MCDOWELL RD, RICHMOND, VA 23225-6828

Mortgage

Document Number	0000002254
Date	Jan 27, 2022
Instrument	220002254

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Oct 24, 2019
Property Address	623 MCDOWELL RD, RICHMOND, VA 23225-6828
Document Number	0000022049
Instrument Date	Sep 10, 2019
Instrument	22049
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 MCDOWELL RD RICHMOND VA 232256828, RICHMOND, VA 23225-6828

Mortgage

Document Number	22050
Date	Oct 24, 2019
Instrument	22050

Lender

Name	HOME PT FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2034

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	623 MCDOWELL RD, RICHMOND, VA 23225-6828
Document Number	0000015004
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015004
Date	Jul 26, 2019
Instrument	15004

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 25, 2020

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Oct 06, 2017
Property Address	623 MCDOWELL RD, RICHMOND, VA 23225-6828
Document Number	0000021144
Instrument Date	Aug 09, 2017
Instrument	21144
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 MCDOWELL RD RICHMOND VA 232256828, RICHMOND, VA 23225-6828

Mortgage

Document Number	21145
Date	Oct 06, 2017
Instrument	21145

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 05, 2047

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	May 02, 2017
Property Address	623 MCDOWELL RD, RICHMOND, VA 23225-6828
Document Number	0000008663
Instrument Date	Jan 13, 2017
Instrument	8663
Transaction Type	Transfer
Record Updated	May 05, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$94.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richmond City records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,940.00 (+2.08%)	$245,000 (+9.38%) Land $50,000 Building $195,000	$245,000 (+9.38%) Land $50,000 Building $195,000
2025	$2,880.00 (+14,3%)
2024		$224,000 Land $46,000 Building $178,000
2023			$224,000 Land $46,000 Building $178,000
2020	$20.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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