723 McDowell Rd, Richmond, VA 23225 Property Records

Richmond City property record for 723 McDowell Rd, Richmond, VA 23225

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,061 sqft · built 1965
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2007)
Tax Bill	$2,328 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Jul 2021 Second Mortgage + 2 more
APN	`C-007-0191-002`

Property Details

APN / Parcel Number

Primary APN	`C-007-0191-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
1st Floor Area	1,061 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	129 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	723 MCDOWELL RD
City	RICHMOND
State	VA
Zip	23225-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 SINGLE
Legal Description	WARWICK ACRES L2 BW SC; 0080.00X0129.93 IRG0000.000
Legal Subdivision	C WARWICK ACRES SD
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2014
Census Tract	70700

Owner

723 McDowell Rd is owned and occupied by an individual who bought it in March 2007.

Source: Richmond City records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	723 MCDOWELL RD, RICHMOND, VA 23225-6830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2007 · Amount on File
Deed Sale	Mar 12, 2007 · Amount on File
Prior Sale	Oct 6, 2004 · Amount on File
Deed Book / Page	700 / 8397
Transfer Doc	2093000451
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	723 MCDOWELL RD, RICHMOND, VA 23225-6830
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019242
Date	Aug 23, 2022
Instrument	220019242

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2062

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	723 MCDOWELL RD, RICHMOND, VA 23225-6830
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021402
Date	Jul 26, 2021
Instrument	210021402

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	298 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	723 MCDOWELL RD, RICHMOND, VA 23225-6830
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004755
Date	Mar 28, 2024
Instrument	240004755

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2064

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	723 MCDOWELL RD, RICHMOND, VA 23225-6830
Document Number	0000000262
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 MCDOWELL RD RICHMOND VA 232256830, RICHMOND, VA 23225-6830

Mortgage

Document Number	0000000262
Date	Jan 5, 2021
Instrument	262

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 4, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 723 McDowell Rd was $2,328, up 2.1% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,328.00 (+2.11%)	$194,000 Land $50,000 Building $144,000	$194,000 Land $50,000 Building $144,000
2025	$2,280.00
2024		$178,000 Land $46,000 Building $132,000
2023			$178,000 Land $46,000 Building $132,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 723 McDowell Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 723 McDowell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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