707 Key Royale Dr, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 707 Key Royale Dr, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,942 sqft · built 1995
Lot Size	0.355 acres (15,450 sqft)
Owner	Individual Name on File
Tax Bill	$14,612 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`69101-0055-8`

Property Details

APN / Parcel Number

Primary APN	`69101-0055-8`
Alternative APN	`3416176910100558`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,942 sqft Living Area
Gross Area	6,581 sqft
1st Floor Area	1,111 sqft
Utility Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,450 sqft (0.355 acres)
Lot Dimensions	150 ft deep x 103 ft wide
View / Lot	Bay Front
Garage Type	Attached
Garage Area	1,528 sqft
Parking Spaces	6 Parking Spaces
Pool Area	480 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	707 KEY ROYALE DR
City	HOLMES BEACH
State	FL
Zip	34217-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-1
Legal Description	LOT 1 NORTH POINT HARBOUR UNIT ONE, SUBJ TO EASMTS AS DESC IN OR 1027 P 3527; SUBJ TO DRAIN EASMT AS DESC IN OR 1079 P 313 PRMCF PI#69101.0055/8
Legal Range	16E
Legal Township	34S
Legal Section	17
Legal Subdivision	NORTH POINT HARBOUR UNIT ONE
Legal Tract	06910102
Legal Lot Number	1
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3029
Census Tract	1801

Owner

707 Key Royale Dr is owned and occupied by an individual who acquired it in October 2000.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	707 KEY ROYALE DR, HOLMES BEACH, FL 34217-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 3, 2000
Transfer Doc	1657005562
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	707 KEY ROYALE DR, HOLMES BEACH, FL 34217-1231
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 KEY ROYALE DR, HOLMES BEACH, FL 34217-1231

Mortgage

Document Number	202141057597
Date	May 3, 2021
Instrument	202141057597

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	707 KEY ROYALE DR, HOLMES BEACH, FL 34217-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027747627
Date	Apr 1, 2019
Book Page	2774/7627
Instrument	201941030004

Lender

Name	CADENCE BANK NA
Type	Bank
Address	SPRING, TX 77380

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 707 Key Royale Dr was $14,612 with a homeowner's exemption, up 2.8% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$954,391 (+2.7%)	$3,101,563 (-0.57%) Land $1,300,500 Building $1,801,063
2025	$14,612.00 (+2.83%) Homeowner's exemption	$929,300	$3,119,439 Land $1,300,500 Building $1,818,939
2024	$14,210.00 (+1.63%)
2023	$13,982.00 (+2.22%) Homeowner's exemption	$870,141 (+3%)	$3,373,118 (+13.87%) Land $1,300,500 Building $2,072,618
2022	$13,678.00 Homeowner's exemption	$844,797	$2,962,225 Land $1,147,500 Building $1,814,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Key Royale Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	599 units insured incl. 4 condo units
Nearby Flood Claims	581 (1999–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 27 claims Hurricane Helene, Oct 2024 · 526 claims Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Key Royale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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