709 Key Royale Dr, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 709 Key Royale Dr, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,108 sqft · built 1989
Lot Size	0.34 acres (14,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,400,000 (Feb 2026)
Tax Bill	$27,413 (2025)
Deeds & Mortgages	Feb 2026 Sale Jul 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`69101-0060-8`

Property Details

APN / Parcel Number

Primary APN	`69101-0060-8`
Alternative APN	`3416176910100608`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	4,108 sqft Living Area
Gross Area	7,281 sqft
1st Floor Area	1,531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,800 sqft (0.34 acres)
Lot Dimensions	148 ft deep x 100 ft wide
View / Lot	Bay Front
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	894 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	709 KEY ROYALE DR
City	HOLMES BEACH
State	FL
Zip	34217-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-1
Legal Description	LOT 2; SUBJ TO DRAIN EASMT AS DESC IN OR 1079 P 313 PRMCF NORTH POINT HARBOUR UNIT ONE PI#69101.0060/8
Legal Range	16E
Legal Township	34S
Legal Section	17
Legal Subdivision	NORTH POINT HARBOUR UNIT ONE
Legal Tract	06910102
Legal Lot Number	2
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3029
Census Tract	1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5000 PLUMMERS POINT RD, OSHKOSH, WI 54904-7049
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage WALL STREET MORTGAGE BANKERS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Deed Document Number	202619789
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 24, 2026
Property Address	709 KEY ROYALE DR, HOLMES BEACH, FL 34217-1231
Document Number	0041019789
Map Reference	MB 20 PG 157&158
Instrument Date	Feb 19, 2026
Instrument	202641019789
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$23,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1217, HOLMES BEACH, FL 34218-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5000 PLUMMERS POINT RD, OSHKOSH, WI 54904-7049

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	709 KEY ROYALE DR, HOLMES BEACH, FL 34217-1231
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 KEY ROYALE DR, HOLMES BEACH, FL 34217-1231

Mortgage

Document Number	0041076899
Date	Jul 18, 2023
Instrument	202341076899

Lender

Name	WALL STREET MORTGAGE BANKERS LTD
Type	Mortgage Company
Address	GREAT NECK, NY 11021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,845,283 (+2.93%)	$3,772,773 (-0.59%) Land $1,275,000 Building $2,497,773
2025	$27,413.00 (+2.37%) Homeowner's exemption	$1,792,756 (+5.64%)	$3,794,984 (-9%) Land $1,275,000 Building $2,519,984
2024	$26,779.00 (+0.65%)
2023	$26,606.00 (+2.15%) Homeowner's exemption	$1,696,999 (+3%)	$4,170,312 (+13.03%) Land $1,275,000 Building $2,895,312
2022	$26,047.00 Homeowner's exemption	$1,647,572	$3,689,696 Land $1,125,000 Building $2,564,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	599 units insured incl. 4 condo units
Nearby Flood Claims	581 (1999–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 27 claims Hurricane Helene, Oct 2024 · 526 claims Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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