707 Elm St, Frederick, CO 80530 Property Records

Weld County property record for 707 Elm St, Frederick, CO 80530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 1999
Lot Size	0.03 acres (1,313 sqft)
Owner	Individual Name on Record
Last Sale	$105,900 (Oct 2011)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1.31-13-1-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-13-1-E+-11`
Alternative APNs	`1311-31-2-33-012` `R7091398`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,234 sqft Living Area
Gross Area	1,810 sqft
Basement Area	240 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,313 sqft (0.03 acres)
Garage Type	Attached
Garage Area	336 sqft
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R7091398
Street Address	707 ELM ST
City	FREDERICK
State	CO
Zip	80530-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRE GT L12 GROVE TOWNHOMES
Legal Range	67W
Legal Township	2N
Legal Section	31
Legal Subdivision	GROVE TOWNHOMES
Legal Block	1
Legal Lot Number	12
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1028
Census Tract	2014

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1006, FREDERICK, CO 80530-1006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CREDIT UNION
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage CENTERSTATE BANK
Jun 23, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2011 · Amount on Record
Deed Sale	Oct 21, 2011 · Amount on Record
Prior Sale	Jan 26, 2006 · Amount on Record
Deed Document Number	20113800568
Prior Transfer Date	Apr 22, 2005
Prior Transfer Doc	0003358103
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Recording Date	Jul 13, 2026
Property Address	707 ELM ST, FREDERICK, CO 80530-5040
Document Number	0005113871
Instrument Date	Jul 7, 2026
Instrument	20265113871
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005113871,
Date	Jul 13, 2026
Instrument	20265113871

Lender

Name	ELEVATIONS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	707 ELM ST, FREDERICK, CO 80530-5040
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004545309
Date	Nov 27, 2019
Instrument	4545309

Lender

Name	CENTERSTATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	707 ELM ST, FREDERICK, CO 80530-5040
Document Number	0004314983
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 ELM ST FREDERICK CO 80530, FREDERICK, CO 80530

Mortgage

Document Number	0004314983
Date	Jul 5, 2017
Instrument	4314983

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,780 (-2.09%) Land $4,530 Building $20,250	$404,934 (-) Land $74,000 Building $330,934
2025	$2,833.00 (+27.33%)	$25,310 (+0.04%) Land $4,630 Building $20,680	$404,934 (+8.3%) Land $74,000 Building $330,934
2024	$2,225.00 (+4.26%)
2023	$2,134.00	$25,300 Land $5,010 Building $20,290	$373,899 Land $74,000 Building $299,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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