305 Elm St, Frederick, CO 80530 Property Records

Weld County property record for 305 Elm St, Frederick, CO 80530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1930
Lot Size	0.288 acres (12,563 sqft)
Owner	Individual Name on Record
Last Sale	$130,100 (Jul 2007)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1.31-13-1-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-13-1-E+-11`
Alternative APNs	`1311-31-2-15-019` `R0228687`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,218 sqft
Basement Area	406 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,563 sqft (0.288 acres)
Garage Type	Attached
Garage Area	736 sqft
Porch	Slab
Porch Area	346 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R0228687
Street Address	305 ELM ST
City	FREDERICK
State	CO
Zip	80530-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRE 20913 L1-2 & E2 L3 BLK15
Legal Range	67W
Legal Township	2N
Legal Section	31
Legal Subdivision	FREDERICK TOWN
Legal Block	15
Legal Lot Number	1
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	2014

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 523, FREDERICK, CO 80530-0523
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit PARTNER CO CU
Dec 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2007 · Amount on Record
Deed Sale	Jul 2, 2007 · Amount on Record
Prior Sale	May 13, 2003 · Amount on Record
Deed Document Number	20073487322
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	305 ELM ST, FREDERICK, CO 80530-5038
Document Number	0004616019
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ELM ST FREDERICK CO 80530, FREDERICK, CO 80530

Mortgage

Document Number	0004616019
Date	Aug 4, 2020
Instrument	4616019

Lender

Name	PARTNER CO CU
Type	Credit Union
Address	ARVADA, CO 80001-1346

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2040

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	305 ELM ST, FREDERICK, CO 80530-5038
Document Number	0004365183
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ELM ST FREDERICK CO 80530, FREDERICK, CO 80530

Mortgage

Document Number	0004365183
Date	Jan 4, 2018
Instrument	4365183

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,130 (-2.13%) Land $7,340 Building $19,790	$443,447 (-) Land $120,000 Building $323,447
2025	$3,103.00 (+16.48%)	$27,720 (-6.22%) Land $7,500 Building $20,220	$443,447 (+1.51%) Land $120,000 Building $323,447
2024	$2,664.00 (+4.27%)
2023	$2,555.00	$29,560 Land $6,770 Building $22,790	$436,844 Land $100,000 Building $336,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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