705 Elm St, Frederick, CO 80530 Property Records

Weld County property record for 705 Elm St, Frederick, CO 80530

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,234 sqft · built 1999
Lot Size	0.046 acres (2,016 sqft)
Owner	Individual Name on Record
Last Sale	$325,500 (Nov 2021)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1311-31-2-33-013`

Property Details

APN / Parcel Number

Primary APN	`1311-31-2-33-013`
Alternative APN	`R7091498`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,234 sqft Living Area
Gross Area	2,020 sqft
Basement Area	240 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,016 sqft (0.046 acres)
Garage Type	Attached
Garage Area	546 sqft
Porch	Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R7091498
Street Address	705 ELM ST
City	FREDERICK
State	CO
Zip	80530-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRE GT L13 GROVE TOWNHOMES
Legal Range	67W
Legal Township	2N
Legal Section	31
Legal Subdivision	GROVE TOWNHOMES
Legal Block	1
Legal Lot Number	13
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1028
Census Tract	2014

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 ELM ST, FREDERICK, CO 80530-5040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage PREMIER MEMBERS CU
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	20214774175
Prior Transfer Date	Oct 31, 2003
Prior Transfer Doc	0003124045
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	705 ELM ST, FREDERICK, CO 80530-5040
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004297948
Date	Apr 28, 2017
Instrument	4297948

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2022

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Nov 8, 2021
Property Address	705 ELM ST, FREDERICK, CO 80530-5040
Document Number	0004774175
Map Reference	DOC 2434415
Instrument Date	Nov 5, 2021
Instrument	4774175
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 ELM ST, FREDERICK, CO 80530-5040

Mortgage

Document Number	0004774176
Date	Nov 8, 2021
Instrument	4774176

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	705 ELM ST, FREDERICK, CO 80530-5040
Document Number	0004606433
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 ELM SREET FREDERICK CO 80530, FREDERICK, CO 80530

Mortgage

Document Number	0004606433
Date	Jul 9, 2020
Instrument	4606433

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,040 (-2.11%) Land $4,530 Building $20,510	$409,148 (-) Land $74,000 Building $335,148
2025	$2,863.00 (+26.91%)	$25,580 (-0.08%) Land $4,630 Building $20,950	$409,148 (+8.13%) Land $74,000 Building $335,148
2024	$2,256.00 (+4.25%)
2023	$2,164.00	$25,600 Land $5,010 Building $20,590	$378,385 Land $74,000 Building $304,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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