Coshocton County property record for 707 Cambridge Rd, Coshocton, OH 43812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,230 sqft · built 1920 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (May 2023) |
| Tax Bill | $1,938 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Nov 2018 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004123-7 |
| Primary APN | 004123-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Gross Area | 1,215 sqft |
| 1st Floor Area | 825 sqft |
| Upper Floors Area | 810 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | High Traffic Area |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 270 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004123-7 |
|---|---|
| Street Address | 707 CAMBRIDGE RD |
| City | COSHOCTON |
| State | OH |
| Zip | 43812-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN-LOT 2659 50 X 140 08 DOC 3846 |
| Legal Subdivision | SARA A MOORE ADDITION |
| Legal Lot Number | 2659 |
| Jurisdiction | COSHOCTON OH |
| Township / Civil Division | COSHOCTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 961600 |
Source: Coshocton County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 5, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 16, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Aug 23, 2010 | Deed of Trust, Mortgage PNC BANK NA |
| Feb 13, 2012 | Deed of Trust, Mortgage PNC BANK NA |
| May 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 23, 2021 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 6, 2019 | Warranty Deed, Transfer · Line of Credit LCJ FINANCIAL GROUP INC |
| Sep 2, 2008 | Survivorship Deed, Transfer · FHA Mortgage SIRVA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on Record |
| Deed Sale | May 9, 2023 · Amount on Record |
| Prior Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 20231703 |
| Deed Book / Page | 795 / 5519 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000733/285 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 733/285 |
| Instrument | 201700002031 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | COSHOCTON, OH 43812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | 26228910 |
| Name | Verified Name |
|---|
| Document Number | 00770/2450 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 770/2450 |
| Instrument | 201800004761 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | COSHOCTON, OH 43812 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000524/606 |
|---|---|
| Date | Aug 23, 2010 |
| Book Page | 524/606 |
| Instrument | 201000002800 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000564/660 |
|---|---|
| Date | Feb 13, 2012 |
| Book Page | 564/660 |
| Instrument | 201200000523 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43055 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | May 9, 2023 |
| Property Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 00795/5519 |
| Book / Page | 795 / 5519 |
| Map Reference | MB 2 PG 49 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 202300001703 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 202300170406 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 202300170406 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Apr 23, 2021 |
| Property Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 00784/3189 |
| Book / Page | 784 / 3189 |
| Map Reference | MB 2 PG 49 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 202100001996 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | ESS TITLE AGENCY, ACCESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 ST AGNAIOX WAY, FORT WAYNE, IN 46804 |
| Investor | Possibly a Property Investor |
| Document Number | 202100001997 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 202100001997 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Aug 6, 2019 |
| Property Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 00773/5805 |
| Book / Page | 773 / 5805 |
| Map Reference | MB 2 PG 49 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 201900003131 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 201900003132 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 201900003132 |
| Name | LCJ FINANCIAL GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Sep 2, 2008 |
| Property Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 000478/113 |
| Book / Page | 478 / 113 |
| Map Reference | MB2 PG49 |
| Instrument Date | Aug 29, 2008 |
| Instrument | 200800003846 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | DYNAMIC TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 000478/114 |
|---|---|
| Date | Sep 2, 2008 |
| Book Page | 478/114 |
| Instrument | 200800003847 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2023 |
Source: Coshocton County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Coshocton County |
| Municipality | Coshocton City |
| Unified School District | Coshocton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,938.00 (+8.63%) | $43,150 (-) Land $5,260 Building $37,890 | $123,280 (-) Land $15,030 Building $108,250 |
| 2024 | $1,784.00 (+17.99%) Homeowner's exemption | $43,150 (+32.11%) Land $5,260 Building $37,890 | $123,280 (+32.1%) Land $15,030 Building $108,250 |
| 2023 | $1,512.00 (-2.95%) Homeowner's exemption | $32,662 (-) Land $4,046 Building $28,616 | |
| 2022 | $1,558.00 Homeowner's exemption | $32,662 Land $4,046 Building $28,616 | |
| 2021 | $93,320 Land $11,560 Building $81,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 2, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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