Coshocton County property record for 650 Cambridge Rd, Coshocton, OH 43812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,310 sqft · built 1999 |
| Lot Size | 0.281 acres (12,245 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,000 (Dec 2019) |
| Tax Bill | $3,152 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004281-7 |
| Primary APN | 004281-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 1,024 sqft |
| Upper Floors Area | 1,024 sqft |
| Attic | Attic |
| Attic Area | 528 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 576 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,245 sqft (0.281 acres) |
| Lot Dimensions | 158 ft deep x 80 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | High Traffic Area |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004281-7 |
|---|---|
| Street Address | 650 CAMBRIDGE RD |
| City | COSHOCTON |
| State | OH |
| Zip | 43812-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OUT LOT 172 .2811A 02 DOC 1836 |
| Legal Subdivision | CITY OF COSHOCTON |
| Legal Lot Number | 172 |
| Jurisdiction | COSHOCTON OH |
| Township / Civil Division | COSHOCTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 961700 |
650 Cambridge Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Coshocton County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 CAMBRIDGE RD, COSHOCTON, OH 43812-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · VA Mortgage HOMETOWN LENDERS INC |
| Dec 19, 2019 | Warranty Deed, Transfer · VA Mortgage HOMETOWN LENDERS INC |
| Sep 10, 2018 | Limited Warranty Deed, Transfer THE HOME LOAN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on File |
| Deed Sale | Dec 19, 2019 · Amount on File |
| Prior Sale | Sep 10, 2018 · Amount on File |
| Deed Document Number | 20195370 |
| Deed Book / Page | 776 / 704 |
| Prior Transfer Date | Feb 1, 1993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 650 CAMBRIDGE RD, COSHOCTON, OH 43812-2440 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | ELITA LAND TITLE, ELITE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 784/1719 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 784/1719 |
| Instrument | 202100001738 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Dec 19, 2019 |
| Property Address | 650 CAMBRIDGE RD, COSHOCTON, OH 43812-2440 |
| Document Number | 00776/0704 |
| Book / Page | 776 / 0704 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 201900005370 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | ELITA LAND TITLE, ELITE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 310 THE BRIDGE ST # LINE, LINE, HUNTSVILLE, AL 35806-0031 |
| Document Number | 201900005371 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 201900005371 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Sep 10, 2018 |
| Property Address | 650 CAMBRIDGE RD, COSHOCTON, OH 43812-2440 |
| Document Number | 00769/2410 |
| Book / Page | 769 / 2410 |
| Map Reference | PR 89 PG 918 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 201800003676 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 21477 TR 282, COSHOCTON, OH 43812 |
| Document Number | 201800003677 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 201800003677 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 5, 2033 |
The 2025 property tax bill for 650 Cambridge Rd was $3,152 with a homeowner's exemption.
Source: Coshocton County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Coshocton County |
| Municipality | Coshocton City |
| Unified School District | Coshocton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,152.00 | $70,350 Land $8,530 Building $61,820 | $200,980 Land $24,360 Building $176,620 |
| 2023 | $2,459.00 (+94.7%) Homeowner's exemption | $53,246 (-) Land $6,559 Building $46,687 | |
| 2022 | $1,263.00 Homeowner's exemption | $53,246 Land $6,559 Building $46,687 | |
| 2021 | $152,130 Land $18,740 Building $133,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 650 Cambridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 650 Cambridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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