Coshocton County property record for 705 Cambridge Rd, Coshocton, OH 43812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,546 sqft · built 1910 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Sep 2023) |
| Tax Bill | $2,238 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004409-7 |
| Primary APN | 004409-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 791 sqft |
| Upper Floors Area | 755 sqft |
| Basement Area | 755 sqft |
| Unfinished Basement | 755 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| View / Lot | High Traffic Area |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004409-7 |
|---|---|
| Street Address | 705 CAMBRIDGE RD |
| City | COSHOCTON |
| State | OH |
| Zip | 43812-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN-LOT 2658 50 X 140 05 DOC 5417 |
| Legal Subdivision | SARAH A MOORE ADDITION |
| Legal Lot Number | 2658 |
| Jurisdiction | COSHOCTON OH |
| Township / Civil Division | COSHOCTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 961600 |
Source: Coshocton County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Also Known As (AKA) |
| Date | Document |
|---|---|
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit CONNEXUS CU |
| May 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTURY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | May 20, 2019 · Amount on Record |
| Deed Document Number | 20233669 |
| Deed Book / Page | 797 / 5338 |
| Prior Transfer Date | Apr 25, 1996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Sep 13, 2023 |
| Property Address | 705 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 00797/5338 |
| Book / Page | 797 / 5338 |
| Map Reference | MB 2 PG 49 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 202300003669 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 202300003670 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 202300003670 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 705 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 705 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 00794/3013 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 794/3013 |
| Instrument | 202300000221 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 705 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Name | Verified Name |
|---|
| Document Number | 779/5251 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 779/5251 |
| Instrument | 202000003527 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | May 20, 2019 |
| Property Address | 705 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 00772/5062 |
| Book / Page | 772 / 5062 |
| Map Reference | MB 2 PG 49 |
| Instrument Date | May 3, 2019 |
| Instrument | 201900001967 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 705 CAMBRIDGE RD, COSHOCTON, OH 43812-2441 |
| Document Number | 201900001968 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 201900001968 |
| Name | CENTURY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2034 |
Source: Coshocton County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Coshocton County |
| Municipality | Coshocton City |
| Unified School District | Coshocton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,238.00 (+28.18%) | $49,950 (+32.14%) Land $5,260 Building $44,690 | $142,720 (+32.15%) Land $15,030 Building $127,690 |
| 2023 | $1,746.00 (-2.95%) Homeowner's exemption | $37,800 (-) Land $4,046 Building $33,754 | |
| 2022 | $1,799.00 Homeowner's exemption | $37,800 Land $4,046 Building $33,754 | |
| 2021 | $108,000 Land $11,560 Building $96,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 2, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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